Otsego County and Oneonta Town property record for 150 Lower Cross Rd, Oneonta, NY 13820
| Property Type | Residential |
|---|---|
| Lot Size | 16.7 acres (729,630 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,532 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 258.00-2-23.01 |
| Primary APN | 364600 258.00-2-23.01 |
|---|---|
| Alternative APNs |
|
| Lot Area | 729,630 sqft (16.7 acres) |
|---|
| Account Number | 096400 |
|---|---|
| Street Address | 150 LOWER CROSS RD |
| City | ONEONTA |
| State | NY |
| Zip | 13820 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | 992FILED MAP #2562 0 0& 2651 |
| Legal Block | 2 |
| Legal Lot Number | 23.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 590800 |
150 Lower Cross Rd, a residential property, is owned by two individuals.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 163 LOWER CROSS RD, ONEONTA, NY 13820-4617 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 150 Lower Cross Rd was $2,532, up 0.4% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,532.00 (+0.4%) | ||
| 2025 | $2,522.00 | $79,200 Land $71,600 Building $7,600 | $113,143 Land $102,286 Building $10,857 |
| 2023 | $730.00 | $79,200 (-) Land $71,600 Building $7,600 | $101,538 (+12.82%) Land $91,794 Building $9,744 |
| 2022 | $79,200 Land $71,600 Building $7,600 | $90,000 Land $81,364 Building $8,636 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 150 Lower Cross Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 150 Lower Cross Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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