150 Locust Ave, Hudson, NC 28638 Property Records

Caldwell County property record for 150 Locust Ave, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,452 sqft · built 1945
Lot Size	0.523 acres (22,792 sqft)
Owner	Individual on Record
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03 2 1 24A`

Property Details

APN / Parcel Number

Primary APN	`03 2 1 24A`
Alternative APN	`163428`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,452 sqft Heated Area
Gross Area	2,353 sqft
1st Floor Area	1,452 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,792 sqft (0.523 acres)
Lot Dimensions	148 ft deep x 154 ft wide
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	397 sqft
Patio Area	200 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163428
Street Address	150 LOCUST AVE
City	HUDSON
State	NC
Zip	28638-2564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1943 PG 1799 YR 2018 ST 0.00
Legal Subdivision	TONY E CRUMP
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1001
Census Tract	30600

Owner

Source: Caldwell County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	150 LOCUST AVE, HUDSON, NC 28638-2564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST CITIZENS BK
Jun 28, 2018	Deed of Trust, Mortgage · Conventional with PMI FIRST CITIZENS BK
Jun 25, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 25, 2018
Transfer Doc	0010023470
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	150 LOCUST AVE, HUDSON, NC 28638-2564
Document Number	0010043289
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 LOCUST AVE HUDSON NC 286382564, HUDSON, NC 28638-2564

Mortgage

Document Number	0010043289
Date	Apr 20, 2020
Book Page	001986/000974
Instrument	10043289

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	150 LOCUST AVE, HUDSON, NC 28638-2564
Document Number	0019440958
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 LOCUST AVE HUDSON NC 286382564, HUDSON, NC 28638-2564

Mortgage

Document Number	0019440958
Date	Jul 3, 2018
Book Page	001944/000958

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 25, 2018
Property Address	150 LOCUST AVE, HUDSON, NC 28638-2564
Document Number	0010023470
Book / Page	001943 / 001799
Instrument Date	Jun 25, 2018
Instrument	10023470
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	150 LOCUST AVE HUDSON NC 286382564, HUDSON, NC 28638-2564

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,300 (-) Land $18,700 Building $149,600
2025	$1,113.00 (+56.32%)	$168,300 (+87.42%) Land $18,700 Building $149,600	$168,300 (+87.42%) Land $18,700 Building $149,600
2023		$89,800 (-) Land $15,200 Building $74,600	$89,800 (-) Land $15,200 Building $74,600
2022	$712.00	$89,800 Land $15,200 Building $74,600	$89,800 Land $15,200 Building $74,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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