150 Keystone Crossing Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 150 Keystone Crossing Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$314,700 (Aug 2020)
Tax Bill	$3,648 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T001700008`

Property Details

APN / Parcel Number

Primary APN	`T001700008`
Alternative APN	`4-0036-8108-00-0038.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	3,398 sqft
1st Floor Area	1,498 sqft
Basement Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001700008
Street Address	150 KEYSTONE CROSSING DR
City	O FALLON
State	MO
Zip	63368-6775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE CROSSING #2 LOT 38
Legal Subdivision	KEYSTONE CROSSING #2
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1013
Census Tract	311153

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	150 KEYSTONE CROSSING DR, O FALLON, MO 63368-6775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Aug 10, 2018	Deed of Trust, Mortgage GOLDEN OAK LNDG
Nov 14, 2017	Warranty Deed, Transfer · FHA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Nov 14, 2017 · Amount on Record
Deed Document Number	2020585610
Deed Book / Page	7372 / 563
Prior Transfer Date	Aug 15, 2005
Prior Transfer Doc	0042670216
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 14, 2020
Property Address	150 KEYSTONE CROSSING DR, O FALLON, MO 63368-6775
Document Number	0073720563
Book / Page	7372 / 563
Map Reference	MB 35 PG 259
Instrument Date	Jul 31, 2020
Instrument	20200814000585610
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE MAIN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 KEYSTONE CROSSING DR, 150, O FALLON, MO 63368-6775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 KEYSTONE CROSSING DR, O FALLON, MO 63368-6775

Mortgage

Document Number	20200814000585620
Date	Aug 14, 2020
Instrument	20200814000585620

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	150 KEYSTONE CROSSING DR, O FALLON, MO 63368-6775
Document Number	0069640141
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 KEYSTONE CROSSING DR O FALLON MO 633686775, O FALLON, MO 63368-6775

Mortgage

Document Number	0069640141
Date	Aug 16, 2018
Book Page	006964/000141
Instrument	469260

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 14, 2017
Property Address	150 KEYSTONE CROSSING DR, O FALLON, MO 63368-6775
Document Number	0068381884
Book / Page	006838 / 001884
Instrument Date	Nov 10, 2017
Instrument	711500
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 KEYSTONE CROSSING DR O FALLON MO 633686775, O FALLON, MO 63368-6775

Mortgage

Document Number	68381886
Date	Nov 14, 2017
Book Page	006838/001886
Instrument	711510

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,648.00 (+9.09%)	$58,714 (+12.24%)	$309,023 (+12.24%) Land $70,000 Building $239,023
2024	$3,344.00
2023		$52,313
2022			$275,331 Land $60,000 Building $215,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Gateway Fiber Holdings, T-Mobile USA, Verizon.

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