150 Jernigans Rd, Pell City, AL 35128 Property Records

St. Clair County property record for 150 Jernigans Rd, Pell City, AL 35128

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1975
Lot Size	9.8 acres (426,888 sqft)
Owner	2 Individual Names on Record
Tax Bill	$361 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-01-01-0-000-029.002`

Property Details

APN / Parcel Number

Primary APN	`27-01-01-0-000-029.002`
Alternative APNs	`00063494` `507676` `27805`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	426,888 sqft (9.8 acres)
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Utility Building	346 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00063494
Street Address	150 JERNIGANS RD
City	PELL CITY
State	AL
Zip	35128-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR SE4 SE4 S 210' TO POB S 636.26' E 539.04' N 305.41' E 271.14' N 301.58' W 843.13' 1-17-2 9.80 AC
Legal Range	02E
Legal Township	17S
Legal Section	01
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	2
Census Block	2018
Census Tract	40105

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	150 JERNIGANS RD, PELL CITY, AL 35128-6104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 26, 2022
Transfer Doc	0000014312
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	150 JERNIGANS RD, PELL CITY, AL 35128-6104
Transaction Type	Mortgage
Record Updated	Jan 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057520
Date	Dec 14, 2022
Book Page	MTG 2022/57520

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Oct 6, 2022
Property Address	150 JERNIGANS RD, PELL CITY, AL 35128-6104
Document Number	0000014312
Book / Page	DEED 2022 / 14312
Instrument Date	Sep 26, 2022
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 JERNIGANS RD, 150, PELL CITY, AL 35128-6104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	36469 HIGHWAY 25, HARPERSVILLE, AL 35078-4918

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$361.00 (+28.47%)	$11,360 (-62.4%)	$151,080 (-)
2023		$30,216 Land $12,020 Building $18,196	$151,080 Land $60,100 Building $90,980
2022	$281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Sparklight, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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