150 Hammock Preserve Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 150 Hammock Preserve Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,246 sqft · built 2023
Owner	Individual Name on Record
Last Sale	$799,900 (Aug 2023)
Tax Bill	$12,956 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-27-6104-01-430`

Property Details

APN / Parcel Number

Primary APN	`21-22-27-6104-01-430`
Alternative APNs	`272221610401430` `117476` `118139` `119484`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Building Area	2,246 sqft Living Area
Gross Area	3,379 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Porch	Porch
Porch Area	298 sqft

Location & Zoning

Street Address	150 HAMMOCK PRESERVE LOOP
City	WINTER GARDEN
State	FL
Zip	34787-3496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAKLAND PARK UNIT 6B-3 107/105 LOT 143
Legal Subdivision	OAKLAND PARK UNIT 6B-3
Legal Lot Number	143
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1019
Census Tract	17200

Owner

Source: Orange County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	150 HAMMOCK PRESERVE LOOP, WINTER GARDEN, FL 34787-3496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Feb 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Aug 25, 2023	Special Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Deed Document Number	2023487471
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	150 HAMMOCK PRESERVE LOOP, OAKLAND, FL 34787-3496
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 HAMMOCK PRESERVE LOOP, WINTER GARDEN, FL 34787-3496

Mortgage

Document Number	0000160649
Date	Mar 19, 2026
Instrument	20260160649

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	RYE, NY 10580

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	150 HAMMOCK PRESERVE LOOP, OAKLAND, FL 34787-3496
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 HAMMOCK PRESERVE LOOP, WINTER GARDEN, FL 34787-3496

Mortgage

Document Number	0000089810
Date	Feb 16, 2026
Instrument	20260089810

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 25, 2023
Property Address	150 HAMMOCK PRESERVE LOOP, OAKLAND, FL 34787-3496
Document Number	0000487471
Map Reference	MB 107 PG 105
Instrument Date	Aug 23, 2023
Instrument	20230487471
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,599.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1420 CELEBRATION BLVD STE 200, 200, CELEBRATION, FL 34747-5162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 HAMMOCK PRESERVE LOOP, WINTER GARDEN, FL 34787-3496

Mortgage

Document Number	0000487472
Date	Aug 25, 2023
Instrument	20230487472

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Oakland Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$752,290 (-0.48%) Land $230,000 Building $522,290	$752,290 (-0.98%) Land $230,000 Building $522,290
2025	$12,956.00 (+2.92%) Homeowner's exemption	$755,930 (+277.97%)	$759,700 (+279.85%) Land $230,000 Building $529,700
2024	$12,589.00 (+255.52%)
2023	$3,541.00 (+157.15%)	$200,000 (+158.06%) Land $200,000	$200,000 (+158.06%) Land $200,000
2022	$1,377.00	$77,500 Land $77,500	$77,500 Land $77,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 6,202 people · EPA ID FL3480913
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Metronet.

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