150 Gardner Point Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 150 Gardner Point Dr, Stony Point, NC 28678

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,600 sqft · built 1998
Lot Size6.59 acres (287,060 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Nov 2007)
Tax Bill$2,711 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN3774-77-6487.000

Property Details

APN / Parcel Number

Primary APN3774-77-6487.000
Alternative APNs
  • 77387340
  • 80110278

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,600 sqft Heated Area
Gross Area6,809 sqft
1st Floor Area2,064 sqft
Basement Area1,321 sqft
Unfinished Basement1,321 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Lot Area287,060 sqft (6.59 acres)
Lot Width234 ft Width
Garage Area880 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area696 sqft
Deck Area312 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80110278
Street Address150 GARDNER POINT DR
CitySTONY POINT
StateNC
Zip28678-9015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionL14 RIVERWALK SEC 6 PB 28-142
Legal SubdivisionRIVERWALK
Legal Block77
Legal Lot Number14
JurisdictionIREDELL NC
Township / Civil DivisionSHILOH
Census Block Group2
Census Block2012
Census Tract61101

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address150 GARDNER POINT DR, STONY POINT, NC 28678-9015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2007 · Amount on Record
Deed SaleNov 21, 2007 · Amount on Record
Prior SaleMay 31, 2002 · Amount on Record
Deed Book / Page1900 / 207
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address150 GARDNER POINT DR, STONY POINT, NC 28678-9015
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 GARDNER POINT DR, STONY POINT, NC 28678-9015

Mortgage

Document Number0003006855
DateJul 27, 2023
Book Page3006/855
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$449,380 (-) Land $58,500 Building $390,880$449,380 (-) Land $58,500 Building $390,880
2025$2,711.00$449,380 (-) Land $58,500 Building $390,880$449,380 (-) Land $58,500 Building $390,880
2023$2,711.00 (+21.62%)$449,380 (+29.97%) Land $58,500 Building $390,880$449,380 (+29.97%) Land $58,500 Building $390,880
2022$2,229.00$345,750 Land $46,500 Building $299,250$345,750 Land $46,500 Building $299,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2013–2020)
Most Recent ClaimNov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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