150 Flat Gap Rd, Berea, KY 40403 Property Records

Rockcastle County property record for 150 Flat Gap Rd, Berea, KY 40403 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1923
Square Footage900 sqft Living Area
Lot Size522,720 sqft (12 acres)
Last Sale$45,000 (2020)
Tax Bill$232.00 (2025)

Property Details

APN / Parcel Number

Primary APN040-00-038
Alternative APNs
  • 1974201
  • 1148501

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area900 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialOther Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area522,720 sqft (12 acres)
PorchPorch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemSpace Heating
Water SourceCommercial Water Source

Location & Zoning

Account Number1148501
Street Address150 FLAT GAP RD
CityBEREA
StateKY
Zip40403-9338
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description12 ACRES & HOUSE
JurisdictionROCKCASTLE KY
Minor Civil DivisionCONWAY
Census Blockgroup3
Census Block3003
Census Tract950100

Owner

Source: Rockcastle County records · APN 040-00-038

Assessment roll updated January 23, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1673 FLAT GAP RD, BEREA, KY 40403-8528
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK
Apr 14, 2023Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS BANK
Dec 01, 2020Deed, Transfer
Oct 24, 2019Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2020 · Amount on Record
Deed SaleDec 01, 2020 · Amount on Record
Prior SaleOct 24, 2019 · Amount on Record
Deed Doc Number2020365811
Deed Book / Page275 / 314
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKCASTLE KY
Recording DateJun 03, 2026
Property Address150 FLAT GAP RD, BEREA, KY 40403-9338
Document Number0370000684
Book / Page370 / 684
Instrument DateMay 29, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1673 FLAT GAP RD, BEREA, KY 40403-8528
InvestorPossibly a Property Investor

Mortgage

Document Number0370000684,
DateJun 03, 2026
Book Page370/684
Lender
NameCITIZENS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 29, 2036
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKCASTLE KY
Property Address150 FLAT GAP RD, BEREA, KY 40403-9338
Transaction TypeMortgage
Record UpdatedJun 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1673 FLAT GAP RD, BEREA, KY 40403-8528

Mortgage

Document Number0000338/42
DateApr 14, 2023
Book Page338/42
Instrument385738
Lender
NameCITIZENS BANK
TypeBank
AddressBRODHEAD, KY 40409
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueApr 12, 2043
Interest
Rate TypeAdjustable Rate

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionROCKCASTLE KY
Recording DateDec 01, 2020
Property Address150 FLAT GAP RD, BEREA, KY 40403-9338
Document Number000275/314
Book / Page275 / 314
Instrument DateNov 19, 2020
Instrument365811
Transaction TypeTransfer
Record UpdatedMar 07, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1154 SWEETWATER RD, BEREA, KY 40403-8585

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1673 FLAT GAP RD, BEREA, KY 40403-8528

October 2019: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionROCKCASTLE KY
Recording DateOct 24, 2019
Property Address150 FLAT GAP RD, BEREA, KY 40403-9338
Document Number00D270/655
Book / PageD270 / 655
Instrument DateOct 24, 2019
Instrument162642
Transaction TypeTransfer
Record UpdatedMar 07, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address678 BUFFALO HOLLOW RD, BEREA, KY 40403-8511

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1154 SWEETWATER RD, BEREA, KY 40403-8585

Tax Assessment & Valuation

Source: Rockcastle County records · Assessment roll updated January 23, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyRockcastle County
Unified School DistrictRockcastle County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$232.00 (-1.69%)$28,600 (-)$28,600 (-)
2023$236.00$28,600$28,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockcastle County (21203C), updated August 3, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 68% of Kentucky
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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