150 Finley Rd, Pine Knot, KY 42635 Property Records

McCreary County property record for 150 Finley Rd, Pine Knot, KY 42635

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,368 sqft · built 1974
Lot Size4.69 acres (204,732 sqft)
OwnerCompany Name on Record
Last Sale$1,257 (Apr 2022)
Tax Bill$763 (2025)
Deeds & MortgagesJun 2022 Mortgage
Apr 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN174-00-00-056.00

Property Details

APN / Parcel Number

Primary APN174-00-00-056.00
Alternative APN
  • 20027

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,368 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1974
Exterior MaterialOther
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area204,732 sqft (4.69 acres)
TerrainRolling
Garage Area1,350 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area440 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater
Water SourceCommercial

Location & Zoning

Street Address150 FINLEY RD
CityPINE KNOT
StateKY
Zip42635-9204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4.7 AC & LOT & HSE & GAR
JurisdictionMCCREARY KY
Township / Civil DivisionPINE KNOT
Census Block Group3
Census Block3022
Census Tract960401

Owner

Source: McCreary County records, as of January 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address150 FINLEY RD, PINE KNOT, KY 42635-9204
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Deed of Trust, Mortgage · USDA Mortgage
USDA
Apr 5, 2022Warranty Deed, Transfer
UNKNOWN, RUDY TITLE
Sep 6, 2018Warranty Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2022 · Amount on Record
Deed SaleApr 5, 2022 · Amount on Record
Prior SaleSep 6, 2018 · Amount on Record
Deed Document Number136812
Deed Book / PageD229 / 252
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCREARY KY
Property Address150 FINLEY RD, PINE KNOT, KY 42635-9204
Transaction TypeMortgage
Record UpdatedJan 30, 2026
Title CompanyUNKNOWN, COMPUTERSHARE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M239/745
DateJun 27, 2022
Book PageM239/745
Instrument138335
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCCREARY KY
Recording DateApr 5, 2022
Property Address150 FINLEY RD, PINE KNOT, KY 42635-9204
Document Number00D229/252
Book / PageD229 / 252
Map ReferenceDB 111 PG 270
Instrument DateMar 31, 2022
Instrument136812
Transaction TypeTransfer
Record UpdatedJan 30, 2026
Title CompanyUNKNOWN, RUDY TITLE

Transaction

AmountAmount Recorded
Tax$1.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4708 SULLIVAN RD, KNOXVILLE, TN 37921-1218

Transferred To (Grantee/Buyer)

NameVerified Name
Address9378 S MASON MONTGOMERY RD # 401, MASON, OH 45040-8827

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCCREARY KY
Recording DateSep 6, 2018
Property Address150 FINLEY RD, PINE KNOT, KY 42635-9204
Document Number000D217/69
Book / PageD217 / 69
Instrument DateAug 29, 2018
Instrument126074
Transaction TypeTransfer
Record UpdatedJan 30, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$95.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 FINLEY RD, PINE KNOT, KY 42635-9204

Mortgage

Document Number00M216/169
DateSep 6, 2018
Book PageM216/169
Instrument126075
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCreary County
Unified School DistrictMcCreary County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$763.00 (-1.55%)$95,000 (-)$95,000 (-)
2023$775.00$95,000$95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 85% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCCREARY COUNTY WATER DISTRICT
serves 34,439 people · EPA ID KY0740276
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Highland Telephone Cooperative
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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