150 Earls Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Broome Town property record for 150 Earls Rd, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,100 sqft · built 1981
Lot Size	7.85 acres (341,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,800 (Mar 2018)
Tax Bill	$4,896 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432200 152.-5-6`

Property Details

APN / Parcel Number

Primary APN	`432200 152.-5-6`
Alternative APNs	`220015200000050060000000` `415J100296`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	341,946 sqft (7.85 acres)
Lot Width	92 ft Width
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	415J100296
Street Address	150 EARLS RD
City	MIDDLEBURGH
State	NY
Zip	12122-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	ALSO SEE 571/274 & 276 152-5-4 & 7 D&C W/THIS 2/95 MT
Legal Block	5
Legal Lot Number	6.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	BROOME
Census Block Group	3
Census Block	3033
Census Tract	740800

Owner

Source: Schoharie County and Broome Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	150 EARLS RD, MIDDLEBURGH, NY 12122-4631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 16, 2018	Deed of Trust, Mortgage FLAGSTAR BANK FSB
Mar 16, 2018	Deed, Transfer FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Jun 3, 2011
Deed Document Number	2018737386
Deed Book / Page	1066 / 17
Prior Transfer Date	Aug 3, 2007
Prior Transfer Doc	0000000846/000000023
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Apr 19, 2022
Property Address	150 EARLS RD, MIDDLEBURGH, NY 12122-4631
Document Number	0001162/12
Book / Page	1162 / 12
Instrument Date	Apr 11, 2022
Instrument	809145
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	376 GREELEY LOOP, DAVENPORT, FL 33897-5653

Mortgage

Document Number	0000809147
Date	Apr 19, 2022
Instrument	809147

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	150 EARLS RD, MIDDLEBURGH, NY 12122-4631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001796/0000000249
Date	Mar 16, 2018
Book Page	0000001796/0000000249
Instrument	000000737389

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Mar 16, 2018
Property Address	150 EARLS RD, MIDDLEBURGH, NY 12122-4631
Document Number	001066/017
Book / Page	1066 / 017
Instrument Date	Mar 13, 2018
Instrument	000000737386
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001796/0000000249
Date	Mar 16, 2018
Book Page	0000001796/0000000249
Instrument	000000737389

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Schoharie County and Broome Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Broome Town
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,896.00 (-4.11%)
2025	$5,106.00 (+224.19%)	$190,000 (+4.4%) Land $47,600 Building $142,400	$190,000 (+4.4%) Land $47,600 Building $142,400
2023		$182,000 (+93.41%) Land $45,800 Building $136,200	$182,000 (+68.27%) Land $45,800 Building $136,200
2022		$94,100 Land $37,600 Building $56,500	$108,161 Land $43,218 Building $64,943
2021	$1,575.00 (-55.33%)
2020	$3,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MIDTEL Fiber	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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