150 E Commons Dr, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 150 E Commons Dr, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,294 sqft · built 2004
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Aug 2026)
Tax Bill	$7,738 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`04-11501`

Property Details

APN / Parcel Number

Primary APN	`04-11501`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,294 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	460 sqft
Porch	Porch
Porch Area	32 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	150 E COMMONS DR
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	LOT 163 THE COMMONS PHS 6
Legal Subdivision	0028-00
Legal Phase	6
Legal Block	11
Legal Lot Number	163
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1006
Census Tract	303

Owner

150 E Commons Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	150 E COMMONS DR, SAINT SIMONS ISLAND, GA 31522-9786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Limited Warranty Deed, Transfer
Aug 4, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NEXBANK
Mar 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage ST SIMONS BK&TR
Mar 13, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Aug 4, 2026 · Amount on File
Deed Document Number	20267831
Deed Book / Page	5225 / 911
Prior Transfer Date	Jul 30, 2026
Prior Transfer Doc	0000007830
Record Updated	Oct 29, 2026

August 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	Aug 4, 2026
Property Address	150 E COMMONS DR, SAINT SIMONS ISLAND, GA 31522-9786
Document Number	0000007831
Book / Page	5225 / 911
Instrument Date	Jul 30, 2026
Instrument	20267831
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 E COMMONS DR, SAINT SIMONS ISLAND, GA 31522-9786

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLYNN GA
Recording Date	Aug 4, 2026
Property Address	150 E COMMONS DR, SAINT SIMONS ISLAND, GA 31522-9786
Document Number	0000007830
Book / Page	5225 / 908
Instrument Date	Jul 30, 2026
Instrument	20267830
Transaction Type	Transfer
Record Updated	Sep 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 E COMMONS DR, SAINT SIMONS ISLAND, GA 31522-9786

Mortgage

Document Number	5225000914,
Date	Aug 4, 2026
Book Page	5225/914

Lender

Name	NEXBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	150 E COMMONS DR, ST SIMONS ISLAND, GA 31522-9786
Document Number	0038700431
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E BAY ST #102 JACKSONVILLE FL 322022941, 102, JACKSONVILLE, FL 32202-2941

Mortgage

Document Number	0038700431
Date	Apr 4, 2018
Book Page	003870/000431
Instrument	3468

Lender

Name	ST SIMONS BK&TR
Address	ST SIMONS ISLAND, GA 31522

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 3, 2033

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLYNN GA
Recording Date	Mar 13, 2018
Property Address	150 E COMMONS DR, ST SIMONS ISLAND, GA 31522-9786
Document Number	0038600099
Book / Page	003860 / 000099
Instrument Date	Mar 1, 2018
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 150 E Commons Dr was $7,738, up 2.6% from the year before.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,738.00 (+2.64%)	$308,560 (+2.63%) Land $36,000 Building $272,560	$771,400 (+2.63%) Land $90,000 Building $681,400
2025	$7,539.00	$300,640 Land $28,000 Building $272,640	$751,600 Land $70,000 Building $681,600
2023		$302,520 (+22.18%) Land $28,000 Building $274,520	$756,300 (+22.18%) Land $70,000 Building $686,300
2022	$6,209.00	$247,600 Land $28,000 Building $219,600	$619,000 Land $70,000 Building $549,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 150 E Commons Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 572 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	687 units insured incl. 115 condo units
Nearby Flood Claims	35 (2005–2024)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 26 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 E Commons Dr is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 99% of Georgia
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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