150 E Chop Dr, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 150 E Chop Dr, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	8 bd · 8 ba · 6,672 sqft · built 2017
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,156,000 (Oct 2015)
Tax Bill	$59,616 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0002 B:0048 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0002 B:0048 L:000`
Alternative APN	`126`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	6,672 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	126
Street Address	150 E CHOP DR
City	OAK BLUFFS
State	MA
Zip	02557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	48
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	1
Census Block	1016
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 SHORE DR, LARCHMONT, NY 10538-3834
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage GOULSTON & STORRS PC
May 1, 2019	Deed of Trust, Mortgage MISCELLANEOUS FIN & MTG CO
Dec 11, 2018	Deed of Trust, Mortgage FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2015 · Amount on Record
Deed Sale	Oct 23, 2015 · Amount on Record
Prior Sale	Jan 25, 2011
Deed Document Number	201581400
Transfer Doc	70-261
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	150 E CHOP DR, OAK BLUFFS, MA 02557
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096768
Date	Jan 6, 2026
Instrument	96768

Lender

Name	GOULSTON & STORRS PC

Agreement

Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	150 E CHOP DR, OAK BLUFFS, MA 02557
Document Number	0000086665
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 E CHOP DR OAK BLUFFS MA 02557, OAK BLUFFS, MA 02557

Mortgage

Document Number	0000086665
Date	May 6, 2019
Instrument	86665

Lender

Name	MISCELLANEOUS FIN & MTG CO

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 5, 2020

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	150 E CHOP DR, OAK BLUFFS, MA 02557
Document Number	0000086107
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 E CHOP DR OAK BLUFFS MA 02557, OAK BLUFFS, MA 02557

Mortgage

Document Number	0000086107
Date	Dec 13, 2018
Instrument	86107

Lender

Name	FIRST REPUBLIC BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$59,616.00 (-2.21%)	$11,805,100 (+1.27%) Land $3,892,200 Building $7,912,900
2024	$60,963.00 (+19.52%)	$11,656,500 (+20.66%) Land $3,537,000 Building $8,119,500
2023	$51,006.00	$9,660,300 Land $3,436,800 Building $6,223,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	18 (1991–2018)
Most Recent Claim	Mar 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Coastal Storm, Oct 1991 · 4 claims Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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