150 Crabtree Trl, Point Harbor, NC 27964 Property Records

Currituck County property record for 150 Crabtree Trl, Point Harbor, NC 27964

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,016 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Mar 2019)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9846-48-3285`

Property Details

APN / Parcel Number

Primary APN	`9846-48-3285`
Alternative APNs	`132A004054A0000` `000147657` `9846-48`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,016 sqft Total Area
Basement Area	672 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	8 ft deep x 8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000147657
Street Address	150 CRABTREE TRL
City	POINT HARBOR
State	NC
Zip	27964-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOTS 54 & 56 BLK 4 POINT HARBOR BEACH
Legal Subdivision	POINT HARBOR BEACH
Legal Block	4
Legal Lot Number	54A
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1007
Census Tract	110403

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 291, POINT HARBOR, NC 27964-0291
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 22, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	Mar 15, 2013 · Amount on Record
Deed Document Number	2019341760
Deed Book / Page	1476 / 333
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	150 CRABTREE TRL, POINT HARBOR, NC 27964-1400
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016720169
Date	Dec 29, 2021
Book Page	1672/169
Instrument	372115

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 22, 2019
Property Address	150 CRABTREE TRL, POINT HARBOR, NC 27964-1400
Document Number	0014760333
Book / Page	1476 / 333
Map Reference	MB 1 PG 83
Instrument Date	Mar 21, 2019
Instrument	341760
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,004.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 32, POINT HARBOR, NC 27964-0032

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 291, POINT HARBOR, NC 27964-0291

Mortgage

Document Number	341761
Date	Mar 22, 2019
Instrument	341761

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	Annually
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,418.00 (+0.64%)	$186,100 (-) Land $20,900 Building $165,200
2024	$1,409.00 (+9.31%)	$186,100 (-) Land $20,900 Building $165,200
2023	$1,289.00 (+17.72%)	$186,100 (-) Land $20,900 Building $165,200	$186,100 (-) Land $20,900 Building $165,200
2022	$1,095.00	$186,100 Land $20,900 Building $165,200	$186,100 (-) Land $20,900 Building $165,200
2021			$186,100 Land $20,900 Building $165,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2011–2018)
Most Recent Claim	Oct 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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