McDowell County property record for 150 Commerce St, Old Fort, NC 28762
| Property Type | Warehouse, Storage |
|---|---|
| Details | 4 ba · 12,104 sqft · built 1965 |
| Lot Size | 2.43 acres (106,243 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,457 (May 2022) |
| Tax Bill | $898 (2025) |
| Deeds & Mortgages | May 2022 Sale Dec 2021 Sale & Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0659-06-48-2723 |
| Primary APN | 0659-06-48-2723 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 12,104 sqft Total Area |
| 1st Floor Area | 12,104 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Built-Up Asphalt |
| Lot Area | 106,243 sqft (2.43 acres) |
| Lot Dimensions | 200 ft deep x 929 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 77654 |
|---|---|
| Street Address | 150 COMMERCE ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762-0648 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Legal Description | 2.439 AC TRACT A PB 38/6 |
| Legal Subdivision | SURVEY FOR DONALD EFFLER |
| Legal Tract | A |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 970700 |
150 Commerce St, an industrial property, is owned by a company that bought it in May 2022.
Source: McDowell County records, as of September 30, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6 WELLEN WAY, ASHEVILLE, NC 28803-4506 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2022 | Warranty Deed, Transfer |
| Dec 30, 2021 | Warranty Deed, Transfer · Line of Credit MILL CREEK PROPERTIES LLC |
| Oct 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage BROWN & SANDERS ENTS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on File |
| Deed Sale | May 2, 2022 · Amount on File |
| Prior Sale | Dec 30, 2021 · Amount on File |
| Deed Document Number | 20222659 |
| Deed Book / Page | 1397 / 873 |
| Prior Transfer Date | Aug 27, 2008 |
| Prior Transfer Doc | 0009750995 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | May 2, 2022 |
| Property Address | 150 COMMERCE ST # 164, 164, OLD FORT, NC 28762-0648 |
| Document Number | 0013970873 |
| Book / Page | 1397 / 873 |
| Map Reference | MB 38 PG 6 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022002659 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,457.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 CATAWBA AVE, OLD FORT, NC 28762-8920 |
| Name | Verified Name |
|---|---|
| Address | 6 WELLEN WAY, ASHEVILLE, NC 28803-4506 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Dec 30, 2021 |
| Property Address | 150 COMMERCE ST # 164, 164, OLD FORT, NC 28762-0648 |
| Document Number | 0013820885 |
| Book / Page | 1382 / 885 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2021008391 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 S MARKET ST, ASHEVILLE, NC 28801-3757 |
| Document Number | 2021008392 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021008392 |
| Name | MILL CREEK PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Sep 30, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Oct 15, 2019 |
| Property Address | 150 COMMERCE ST # 164, 164, OLD FORT, NC 28762-0648 |
| Document Number | 0012890333 |
| Book / Page | 001289 / 000333 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 4986 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 78 CATAWBA AVE OLD FORT NC 287628920, OLD FORT, NC 28762-8920 |
| Document Number | 12890340 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 001289/000340 |
| Instrument | 4987 |
| Name | BROWN & SANDERS ENTS LLC |
|---|---|
| Address | PO BOX 974, OLD FORT, NC 28762-0974 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Oct 14, 2021 |
The 2025 property tax bill for 150 Commerce St was $898.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $898.00 | $132,490 Land $74,630 Building $57,860 | |
| 2023 | $871.00 | $132,490 Land $74,630 Building $57,860 | $132,490 Land $74,630 Building $57,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 150 Commerce St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 150 Commerce St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OLD FORT serves 1,700 people · EPA ID NC0156025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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