Cherokee County property record for 150 Co Rd 686, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1,200 sqft · built 2022 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $717 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 13-09-05-22-0-000-042.006 |
| Primary APN | 13-09-05-22-0-000-042.006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,200 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 109,771 sqft (2.52 acres) |
| Deck Area | Deck Area |
| Account Number | 210091 |
|---|---|
| Street Address | 150 COUNTY ROAD 686 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-4078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMM @ NW COR LOT 45 LITTLE RIVER MOUTH SUB 8/13;SW208 TOPOB;S688;SW128;N647;ELY210 TO POB |
| Legal Subdivision | LITTLE RIVER MOUTH |
| Legal Lot Number | 45 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | LEESBURG |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 955802 |
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 150 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2020 |
| Deed Sale | Jul 17, 2020 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 150 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4078 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 150 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4078 |
| Document Number | 0000240550 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 240550 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 17, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $717.00 (+2.28%) Homeowner's exemption | $7,880 (+5.07%) Land $6,700 Building $1,180 | $183,300 (+2.17%) Land $66,900 Building $116,400 |
| 2024 | $701.00 (+33.52%) Additional exemption filed | $7,500 (-4%) Land $6,260 Building $1,240 | $179,400 (+187.04%) Land $62,500 Building $116,900 |
| 2023 | $525.00 | $12,500 (-) | $62,500 (-) Land $62,500 |
| 2022 | $525.00 | $12,500 Land $12,500 | $62,500 Land $62,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
May also be available: Xfinity.
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