150 Charman Hill Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 150 Charman Hill Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,980 sqft · built 1980
Lot Size	0.811 acres (35,327 sqft)
Owner	Individual Name on Record
Last Sale	$980,000 (Mar 2019)
Tax Bill	$13,038 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`041-111-12`

Property Details

APN / Parcel Number

Primary APN	`041-111-12`
Alternative APN	`041-111-12-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,980 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	35,327 sqft (0.811 acres)
Terrain	Steep
View / Lot	Mountain
Deck Area	1,019 sqft
Patio Area	1,019 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	150 CHARMAN HILL RD
City	APTOS
State	CA
Zip	95003-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PARCEL MAPS 9 PG 69 LOT 1
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1023
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	150 CHARMAN HILL RD, APTOS, CA 95003-9755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit US BANK TRUST CO NA
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON DAN O FAMILY TR (PT)
Mar 1, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE
Feb 2, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Feb 2, 2018	Grant Deed, Transfer NORTH AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Feb 2, 2018 · Amount on Record
Deed Document Number	20195300
Prior Transfer Date	Apr 10, 2012
Prior Transfer Doc	0000005275
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	150 CHARMAN HILL RD, APTOS, CA 95003-9755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003347
Date	Feb 8, 2019
Instrument	2019-0003347

Lender

Name	US BANK TRUST CO NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	150 CHARMAN HILL RD, APTOS, CA 95003-9755
Document Number	0000005899
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	150 CHARMAN HILL RD APTOS CA 950039755, APTOS, CA 95003-9755

Mortgage

Document Number	0000005899
Date	Feb 20, 2020
Instrument	5899

Lender

Name	HAMILTON DAN O FAMILY TR (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 1, 2019
Property Address	150 CHARMAN HILL RD, APTOS, CA 95003-9755
Document Number	0000005300
Instrument Date	Feb 25, 2019
Instrument	5300
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,078.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CHARMAN HILL RD APTOS CA 950039755, APTOS, CA 95003-9755

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 2, 2018
Property Address	150 CHARMAN HILL RD, APTOS, CA 95003-9755
Document Number	0000003411
Instrument Date	Feb 1, 2018
Instrument	3411
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	150 CHARMAN HILL RD APTOS CA 950039755, APTOS, CA 95003-9755

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 2, 2018
Property Address	150 CHARMAN HILL RD, APTOS, CA 95003-9755
Document Number	0000003410
Map Reference	VOL 9 PG 69
Instrument Date	Jan 26, 2018
Instrument	2018-0003410
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CHARMAN HILL RD, APTOS, CA 95003-9755

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,115,073 (+2%) Land $705,454 Building $409,619
2025	$13,038.00 (+9.28%)	$1,093,209 (+4.04%) Land $691,622 Building $401,587
2023	$11,931.00 (+1.87%)	$1,050,758 Land $664,765 Building $385,993	$1,012,950
2022	$11,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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