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150 Chambers St, Unit 2, El Cajon, CA 92020 Property Records

San Diego County property record for 150 Chambers St, Unit 2, El Cajon, CA 92020

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 925 sqft · built 1985
Lot Size3.18 acres (138,846 sqft)
OwnerIndividual Name on Record
Last Sale$460,000 (Jan 2024)
Tax Bill$5,471 (2025)
Deeds & MortgagesOct 2024 Mortgage
Jan 2024 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN487-160-18-46

Property Details

APN / Parcel Number

Primary APN487-160-18-46

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area925 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Lot Area138,846 sqft

Location & Zoning

Street Address150 CHAMBERS ST, 2
CityEL CAJON
StateCA
Zip92020-3366
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2200
Legal DescriptionLOT 1 US 2 PER DOCS06-213106&07-270271&UND INT IN BLDG H IN TR 015136
Legal SubdivisionLAS BRISAS
Legal Tract015136
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2010
Census Tract16202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address150 CHAMBERS ST, 2, EL CAJON, CA 92020-3366
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2024Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 9, 2024Grant Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2024 · Amount on Record
Deed SaleJan 9, 2024 · Amount on Record
Prior SaleNov 17, 2008 · Amount on Record
Deed Document Number20245668
Prior Transfer DateFeb 5, 2015
Prior Transfer Doc0000026046
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address150 CHAMBERS ST UNIT 2, 2, EL CAJON, CA 92020-3366
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 CHAMBERS ST 2, 2, EL CAJON, CA 92020-3366

Mortgage

Document Number0000278511
DateOct 16, 2024
Instrument2024-0278511
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 9, 2024
Property Address150 CHAMBERS ST UNIT 2, 2, EL CAJON, CA 92020-3366
Document Number0000005668
Map ReferenceMAP 15136
Instrument DateNov 14, 2023
Instrument2024-0005668
Transaction TypeTransfer
Record UpdatedJan 18, 2024
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address150 CHAMBERS ST UNIT 2, 2, EL CAJON, CA 92020-3366

Mortgage

Document Number0000005669
DateJan 9, 2024
Instrument2024-0005669
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$478,582 (+2%) Land $191,425 Building $287,157
2025$5,471.00 (+250.93%) Homeowner's exemption$469,199 (+279.11%) Land $187,672 Building $281,527
2024$1,559.00 (+2.7%)
2023$1,518.00 (+1.54%)$123,762 Land $49,503 Building $74,259
2022$1,495.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies47 units insured
incl. 46 condo units
Nearby Flood Claims14 (1980–2006)
Most Recent ClaimMar 2006
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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