150 Berard Cir, Springfield, MA 01128 Property Records

Hampden County and Springfield City property record for 150 Berard Cir, Springfield, MA 01128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1979
Lot Size	0.259 acres (11,295 sqft)
Owner	Individual Name on Record
Tax Bill	$3,642 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:01305 P:0085`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:01305 P:0085`
Alternative APN	`13050085`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Shed Roof
Lot Area	11,295 sqft (0.259 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13050085
Street Address	150 BERARD CIR
City	SPRINGFIELD
State	MA
Zip	01128-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1017
Census Tract	801604

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	150 BERARD CIR, SPRINGFIELD, MA 01128-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage MONSON SAVINGS BANK
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK
Dec 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2011
Deed Sale	Mar 4, 2011
Prior Sale	Jun 28, 1996 · Amount on Record
Deed Document Number	20111
Deed Book / Page	18692 / 579
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 7, 2026
Property Address	150 BERARD CIR, SPRINGFIELD, MA 01128-1013
Document Number	0000031533
Book / Page	26407 / 336
Instrument Date	Jul 1, 2026
Instrument	202631533
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 BERARD CIR, SPRINGFIELD, MA 01128-1013

Mortgage

Document Number	0000031533,
Date	Jul 7, 2026
Book Page	26407/336
Instrument	202631533

Lender

Name	MONSON SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	150 BERARD CIR, SPRINGFIELD, MA 01128-1013
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025058-88
Date	Jun 28, 2023
Book Page	25058/88
Instrument	29418

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2048

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	150 BERARD CIR, SPRINGFIELD, MA 01128-1013
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024324-526
Date	Dec 24, 2021
Book Page	24324/526
Instrument	92190

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,642.00 (+3.61%)	$235,600 (+5.08%) Land $60,700 Building $174,900	$278,124 (+3.19%)
2025	$3,515.00 (+9.09%)	$224,200 (+18.62%) Land $60,700 Building $163,500	$269,515 (-5.09%)
2024			$283,955
2023	$3,222.00	$189,000 Land $57,800 Building $131,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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