150 Bean Ave, Hudson, NC 28638 Property Records

Caldwell County property record for 150 Bean Ave, Hudson, NC 28638 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1991
Lot Size	0.617 acres (26,880 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Feb 2026)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03 4 1 13`

Property Details

APN / Parcel Number

Primary APN	`03 4 1 13`
Alternative APN	`124338`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	1,717 sqft
1st Floor Area	960 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,880 sqft (0.617 acres)
Lot Dimensions	256 ft deep x 105 ft wide
Garage Type	Mixed
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	221 sqft
Storage Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	124338
Street Address	150 BEAN AVE
City	HUDSON
State	NC
Zip	28638-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1519 PG 1006 YR 04 ADD ON 1765 1684
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1010
Census Tract	30600

Owner

Source: Caldwell County records · APN 03 4 1 13

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	150 BEAN AVE, HUDSON, NC 28638-2504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 05, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Sep 02, 2004
Deed Document Number	202610116079
Deed Book / Page	2157 / 1607
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 25, 2026
Property Address	150 BEAN AVE, HUDSON, NC 28638-2504
Document Number	0021571607
Book / Page	2157 / 1607
Map Reference	MB 27 PG 68
Instrument Date	Feb 25, 2026
Instrument	10116079
Transaction Type	Transfer
Record Updated	Apr 09, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 BEAN AVE, HUDSON, NC 28638-2504

Mortgage

Document Number	0010116080
Date	Feb 25, 2026
Instrument	10116080

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	Other

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	150 BEAN AVE, HUDSON, NC 28638-2504
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 BEAN AVE, HUDSON, NC 28638-2504

Mortgage

Document Number	0020602047
Date	Jul 05, 2022
Book Page	2060/2047
Instrument	10074210

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jun 27, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,312.00 (+62.58%)	$165,900 (+63.77%) Land $14,400 Building $151,500	$165,900 (+63.77%) Land $14,400 Building $151,500
2024	$807.00 (+1.89%)
2023		$101,300 (-) Land $14,400 Building $86,900	$101,300 (-) Land $14,400 Building $86,900
2022	$792.00	$101,300 Land $14,400 Building $86,900	$101,300 Land $14,400 Building $86,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270306001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Ripple Fiber, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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