150 3rd St, Tracy, MN 56175 Property Records

Lyon County property record for 150 3rd St, Tracy, MN 56175

Property Summary

Property Type	Commercial
Details	built 1950
Lot Size	0.055 acres (2,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Jul 2024)
Tax Bill	$2,580 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-100084-0`

Property Details

APN / Parcel Number

Primary APN	`31-100084-0`

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	2,399 sqft (0.055 acres)

Location & Zoning

Street Address	150 3RD ST
City	TRACY
State	MN
Zip	56175-1212
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIGINAL PLAT - TRACY 01010001 S 24 FT LOTS 26 27 28 & 29 BLK 5 & 1'(12 INCHES) OF VACATED ALLEY
Legal Subdivision	ORIGINAL PLAT - TRACY
Legal Block	5
Legal Lot Number	26-28
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2039
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1357 310TH AVE, TRACY, MN 56175-3000
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY OF RACINE
Sep 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Prior Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	202418061
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Recording Date	Jun 9, 2026
Property Address	150 3RD ST, TRACY, MN 56175-1212
Document Number	0000231715
Instrument Date	Sep 2, 2025
Instrument	2026231715
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 3RD ST, TRACY, MN 56175-1212

Mortgage

Document Number	0000231715,
Date	Jun 9, 2026
Instrument	2026231715

Lender

Name	CITY OF RACINE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	52 Months
Due	Oct 1, 2030

Interest

Rate	6.63%
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Sep 17, 2021
Property Address	150 3RD ST, TRACY, MN 56175-1212
Document Number	223792
Instrument Date	Aug 16, 2021
Instrument	223792
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount Recorded
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1357 310TH AVE, TRACY, MN 56175-3000

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,580.00 (+0.86%)	$64,900 (-) Land $5,700 Building $59,200	$64,900 (-) Land $5,700 Building $59,200
2025	$2,558.00 (+31.86%)	$64,900 (+15.07%) Land $5,700 Building $59,200	$64,900 (+15.07%) Land $5,700 Building $59,200
2023	$1,940.00	$56,400 Land $5,700 Building $50,700	$56,400 Land $5,700 Building $50,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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