150 2nd Ave SW, Elgin, MN 55932 Property Records

Wabasha County property record for 150 2nd Ave SW, Elgin, MN 55932

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 4 ba · 1,776 sqft · built 1979
Lot Size	0.284 acres (12,366 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Aug 2026)
Tax Bill	$5,186 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R19.00253.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00253.00`
Alternative APN	`19.00253.00`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Units	4 Units
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	3,552 sqft
Basement Area	1,776 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,366 sqft (0.284 acres)
Lot Dimensions	150 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	288 sqft
Porch	Slab
Porch Area	180 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	150 2ND AVE SW
City	ELGIN
State	MN
Zip	55932-9765
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-27 TWP-108 RANGE-012 MILLERS ADDITION LOT-001 BLOCK-002 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	MILLERS ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3050
Census Tract	490500

Owner

150 2nd Ave SW, a residential property, is owned by an individual who bought it in August 2026.

Source: Wabasha County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 255, ELGIN, MN 55932-0255
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME CORPORATION
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage FORESIGHT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Deed Document Number	2026364377
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Aug 27, 2026
Property Address	150 2ND AVE SW, ELGIN, MN 55932-9765
Document Number	0000364377
Instrument Date	Aug 21, 2026
Instrument	2026364377
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116,621.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000364377,
Date	Aug 27, 2026
Instrument	2026364377

Lender

Name	HOME CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	150 2ND AVE SW, ELGIN, MN 55932-9765
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 2ND AVE SW, ELGIN, MN 55932-9765

Mortgage

Document Number	0000360884
Date	Sep 29, 2025
Instrument	360884

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.45%
Type Change Date	Sep 24, 2020
Change Frequency	5 Years
Min Rate At Change	3.7%
Max Rate At Change	9.02%
Index	5-Year TN
Max Rate	10.2%

Tax Assessment & Valuation

The 2026 property tax bill for 150 2nd Ave SW was $5,186, up 5.3% from the year before.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,186.00 (+5.28%)	$294,200 (-6.45%) Land $40,000 Building $254,200	$294,200 (-6.45%) Land $40,000 Building $254,200
2025	$4,926.00	$314,500 Land $32,800 Building $281,700	$314,500 Land $32,800 Building $281,700
2023	$4,676.00	$292,800 Land $32,800 Building $260,000	$292,800 Land $32,800 Building $260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 2nd Ave SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 2nd Ave SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 2nd Ave SW

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