Durham County property record for 15 Zelko Ct, Durham, NC 27705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,330 sqft · built 1985 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,826 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0812-73-5920 |
| Primary APN | 0812-73-5920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,330 sqft Heated Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Conventional |
| Lot Area | 7,405 sqft (0.169 acres) |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 081216735940 |
|---|---|
| Street Address | 15 ZELKO CT |
| City | DURHAM |
| State | NC |
| Zip | 27705-3886 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5(2) |
| Legal Description | CREST ST COMMUNITY/SEC:2/ LT#24 PL:000106-000178 |
| Legal Subdivision | CREST ST COMMUNITY |
| Legal Block | 73 |
| Legal Lot Number | 24 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1505 |
Source: Durham County records · APN 0812-73-5920
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 15 ZELKO CT, DURHAM, NC 27705-3886 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit DUKE UNIVERSITY FCU |
| Oct 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 03, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 01, 1997 |
| Deed Sale | Jan 01, 1997 |
| Deed Document Number | 0001737601 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 15 ZELKO CT, DURHAM, NC 27705-3886 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0098200129 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 9820/129 |
| Instrument | 2022043907 |
| Name | DUKE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | DURHAM, NC 27705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 16, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 15 ZELKO CT, DURHAM, NC 27705-3886 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094880356 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | 9488/356 |
| Instrument | 2021051295 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 15 ZELKO CT, DURHAM, NC 27705-3886 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 15 ZELKO CT, DURHAM, NC 27705-3886 |
| Document Number | 0093510407 |
|---|---|
| Date | Jun 03, 2021 |
| Book Page | 9351/407 |
| Instrument | 2021028130 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 266 Months |
| Due | Aug 01, 2043 |
Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,826.00 (+79.62%) | $386,031 (+137.39%) Land $160,875 Building $225,156 | $386,031 (+137.39%) Land $160,875 Building $225,156 |
| 2023 | $2,130.00 (+2.35%) | $162,615 Land $40,985 Building $121,630 | $162,615 Land $40,985 Building $121,630 |
| 2022 | $2,081.00 |
Source: FEMA National Flood Hazard Layer as of June 21, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 136 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DURHAM serves 333,490 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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