15 Woods Rd, Springboro, OH 45066 Property Records

Warren County property record for 15 Woods Rd, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,911 sqft · built 1960
Lot Size	0.195 acres (8,496 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Aug 2025)
Tax Bill	$3,615 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-207-044-0`

Property Details

APN / Parcel Number

Primary APN	`04-13-207-044-0`
Alternative APNs	`0413207044` `413207044` `512729`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,911 sqft Living Area
1st Floor Area	435 sqft
2nd Floor Area	576 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Lot Area	8,496 sqft (0.195 acres)
Lot Dimensions	118 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	288 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	512729
Old Parcel Number	0413207044
Street Address	15 WOODS RD
City	SPRINGBORO
State	OH
Zip	45066-1264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAKS PARK #125
Legal Subdivision	ROYAL OAKS PARK
Legal Block	207
Legal Lot Number	125
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3010
Census Tract	30503

Owner

15 Woods Rd is owned and occupied by an individual who bought it in August 2025.

Source: Warren County records, as of February 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15 WOODS RD, SPRINGBORO, OH 45066-1264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 18, 2025	Survivorship Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 13, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jun 12, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Jun 1, 2017	Warranty Deed, Transfer · ARM CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Prior Sale	Sep 24, 2024 · Amount on File
Deed Document Number	0000020173
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	15 WOODS RD, SPRINGBORO, OH 45066-1264
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026914
Date	Jun 10, 2021
Instrument	2021-026914

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	340 Months
Due	Oct 1, 2049

August 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WARREN OH
Recording Date	Aug 18, 2025
Property Address	15 WOODS RD, SPRINGBORO, OH 45066-1264
Document Number	0000020173
Map Reference	MB 4 PG 182
Instrument Date	Jul 29, 2025
Instrument	2025-020173
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 WOODS RD, SPRINGBORO, OH 45066-1264

Mortgage

Document Number	0000020174
Date	Aug 18, 2025
Instrument	2025-020174

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jun 13, 2023
Property Address	15 WOODS RD, SPRINGBORO, OH 45066-1264
Document Number	0000011645
Map Reference	MB 4 PG 182
Instrument Date	Jun 8, 2023
Instrument	2023-011645
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WOODS RD, SPRINGBORO, OH 45066-1264

Mortgage

Document Number	0000011646
Date	Jun 13, 2023
Instrument	2023-011646

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jun 12, 2019
Property Address	15 WOODS RD, SPRINGBORO, OH 45066-1264
Document Number	0000015303
Instrument Date	Jun 7, 2019
Instrument	15303
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WOODS RD SPRINGBORO OH 450661264, SPRINGBORO, OH 45066-1264

Mortgage

Document Number	15304
Date	Jun 12, 2019
Instrument	15304

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jun 1, 2017
Property Address	15 WOODS RD, SPRINGBORO, OH 45066-1264
Document Number	0000016550
Map Reference	PL 4 PG 182
Instrument Date	May 31, 2017
Instrument	2017-016550
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WOODS RD, SPRINGBORO, OH 45066-1264

Mortgage

Document Number	0000016551
Date	Jun 1, 2017
Instrument	2017-016551

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 15 Woods Rd was $3,615, up 19.5% from the year before.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,615.00 (+19.54%)	$90,503 (+16.85%) Land $17,500 Building $73,003	$258,580 (+16.85%) Land $50,000 Building $208,580
2024	$3,024.00 (+11.34%)	$77,452 (+21.39%) Land $17,500 Building $59,952	$221,290 Land $50,000 Building $171,290
2023	$2,716.00 (+12.51%) Homeowner's exemption	$63,802 (+10.84%) Land $10,763 Building $53,039
2022	$2,414.00 Homeowner's exemption	$57,561 Land $10,763 Building $46,799	$182,290 (+10.84%) Land $30,750 Building $151,540
2021			$164,460 Land $30,750 Building $133,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Woods Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1984–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Woods Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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