15 Wolcott Rd, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 15 Wolcott Rd, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 3,022 sqft · built 1930
Lot Size	0.127 acres (5,523 sqft)
Owner	2 Individual Names on File
Last Sale	$832,000 (Sep 2022)
Tax Bill	$9,952 (2025)
Deeds & Mortgages	Jul 2024 Refinance Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:093 L:563 S:004`

Property Details

APN / Parcel Number

Primary APN	`B:093 L:563 S:004`
Alternative APN	`LYNN M:093 B:563 L:004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,022 sqft Living Area
Gross Area	6,983 sqft
Basement Area	1,249 sqft
Unfinished Basement	1,249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1968
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,523 sqft (0.127 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	15 WOLCOTT RD
City	LYNN
State	MA
Zip	01902-2013
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	563
Legal Lot Number	4
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3008
Census Tract	206600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

15 Wolcott Rd, a duplex, is owned and occupied by two individuals who bought it in September 2022.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 WOLCOTT RD, LYNN, MA 01902-2013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK
Sep 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage READING COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Mar 10, 2008 · Amount on File
Deed Book / Page	41222 / 193
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	15 WOLCOTT RD, LYNN, MA 01902-2013
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042243-498
Date	Jul 30, 2024
Book Page	42243/498
Instrument	20240730001010

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2049

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 30, 2022
Property Address	15 WOLCOTT RD, LYNN, MA 01902-2013
Document Number	041222-193
Book / Page	41222 / 193
Instrument Date	Sep 30, 2022
Instrument	20220930002840
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 WOLCOTT RD # 15A, 15A, LYNN, MA 01902-2013

Mortgage

Document Number	0000000285
Date	Sep 30, 2022
Instrument	285

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Oct 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 15 Wolcott Rd was $9,952, up 2.6% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,952.00 (+2.6%)	$960,661 (+4.28%) Land $221,600 Building $739,061	$882,139
2024	$9,700.00 (+1.38%)	$921,200 (+7.35%) Land $234,800 Building $686,400
2023	$9,568.00	$858,100 Land $217,600 Building $640,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Wolcott Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Wolcott Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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