15 Wistar Way, O Fallon, MO 63366 Property Records

St. Charles County property record for 15 Wistar Way, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,514 sqft · built 1997
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (Aug 2021)
Tax Bill	$4,294 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A952000994`

Property Details

APN / Parcel Number

Primary APN	`A952000994`
Alternative APN	`2-0060-7184-00-0009.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,514 sqft Living Area
Gross Area	4,116 sqft
1st Floor Area	1,874 sqft
Basement Area	1,822 sqft
Finished Basement	1,640 sqft
Unfinished Basement	182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A952000994
Street Address	15 WISTAR WAY
City	O FALLON
State	MO
Zip	63366-8465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATRIOTS LANDING #1 LOT 9
Legal Subdivision	PATRIOTS LANDING #1
Legal Lot Number	9
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1016
Census Tract	311738

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 WISTAR WAY, O FALLON, MO 63366-8465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage US WIDE FINANCIAL LLC
Apr 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Dec 31, 2019	Deed of Trust, Mortgage · Line of Credit FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Sep 23, 2008 · Amount on File
Deed Document Number	202167002
Prior Transfer Date	May 14, 2008
Prior Transfer Doc	0049920417
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 10, 2021
Property Address	15 WISTAR WAY, O FALLON, MO 63366-8465
Document Number	2021R067002
Map Reference	MB 32 PG 95-99
Instrument Date	Aug 3, 2021
Instrument	2021R-067002
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 WISTAR WAY, 15, O FALLON, MO 63366-8465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WISTAR WAY, O FALLON, MO 63366-8465

Mortgage

Document Number	2021R067003
Date	Aug 10, 2021
Instrument	2021R-067003

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15 WISTAR WAY, O FALLON, MO 63366-8465
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WISTAR WAY, O FALLON, MO 63366-8465

Mortgage

Document Number	2021R035808
Date	Apr 23, 2021
Instrument	2021R-035808

Lender

Name	FIRST BANK
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15 WISTAR WAY, O FALLON, MO 63366-8465
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WISTAR WAY, O FALLON, MO 63366-8465

Mortgage

Document Number	2021R015388
Date	Feb 22, 2021
Instrument	2021R-015388

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15 WISTAR WAY, O FALLON, MO 63366-8465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072072413
Date	Dec 31, 2019
Book Page	7207/2413
Instrument	20191231000752470

Lender

Name	FIRST BANK
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,896 (-)	$352,084 (-) Land $70,000 Building $282,084
2025	$4,294.00 (+9.57%)	$66,896 (+12.92%)	$352,084 (+12.92%) Land $70,000 Building $282,084
2024	$3,919.00
2023		$59,240
2022			$311,789 Land $50,000 Building $261,789

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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