15 Winter St, Saco, ME 04072 Property Records

York County and Saco City property record for 15 Winter St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 1867
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Nov 2025)
Tax Bill	$4,510 (2025)
Deeds & Mortgages	Nov 2025 Sale Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M2321R`

Property Details

APN / Parcel Number

Primary APN	`M2321R`
Alternative APNs	`SACO M:032 L:191 U:000-000` `M:032 L:191 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	3,990 sqft
1st Floor Area	1,092 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1867
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M2321R
Street Address	15 WINTER ST
City	SACO
State	ME
Zip	04072-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	191
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2015
Census Tract	5200

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 SCOTTLAND RD, WINDHAM, ME 04062-4582
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer
Jan 22, 2020	Deed of Trust, Mortgage · Line of Credit SACO VLY CU
May 11, 2017	Deed of Trust, Mortgage · Line of Credit SACO VLY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Deed Document Number	202541464
Deed Book / Page	19785 / 158
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Nov 13, 2025
Property Address	15 WINTER ST, SACO, ME 04072-2846
Document Number	0197850158
Book / Page	19785 / 158
Instrument Date	Nov 12, 2025
Instrument	2025041464
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 SCOTTLAND RD, WINDHAM, ME 04062-4582

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	15 WINTER ST, SACO, ME 04072-2846
Document Number	0181610085
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WINTER ST SACO ME 040722846, SACO, ME 04072-2846

Mortgage

Document Number	0181610085
Date	Feb 3, 2020
Book Page	018161/000085
Instrument	5319

Lender

Name	SACO VLY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	15 WINTER ST, SACO, ME 04072-2846
Document Number	0176030457
Book / Page	017603 / 000457
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WINTER ST SACO ME 040722846, SACO, ME 04072-2846

Mortgage

Document Number	0176030457
Date	Nov 13, 2017
Book Page	017603/000457
Instrument	48419

Lender

Name	SACO VLY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,510.00 (+0.69%)	$317,600 (-0.38%) Land $118,000 Building $199,600
2024	$4,479.00 (+3.01%)	$318,800 (+34.4%) Land $118,000 Building $200,800	$570,000
2022	$4,348.00	$237,200 Land $89,900 Building $147,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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