15 Winter St, Derby, CT 06418 Property Records

Derby City property record for 15 Winter St, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,693 sqft · built 1928
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Feb 2021)
Tax Bill	$9,482 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:9 L:209`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:9 L:209`
Alternative APNs	`000859` `6770` `859`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,693 sqft Living Area
1st Floor Area	1,693 sqft
Basement Area	873 sqft
Unfinished Basement	873 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	859
Street Address	15 WINTER ST
City	DERBY
State	CT
Zip	06418-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	9
Legal Lot Number	209
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	1
Census Block	1006
Census Tract	120200

Owner

15 Winter St is owned and occupied by an individual who bought it in February 2021.

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15 WINTER ST, BRIDGEPORT, CT 06607-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Sep 19, 2017	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2021 · Amount on File
Deed Sale	Feb 4, 2021 · Amount on File
Prior Sale	Sep 19, 2017 · Amount on File
Deed Document Number	2021238
Deed Book / Page	838 / 261
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Feb 4, 2021
Property Address	15 WINTER ST, DERBY, CT 06418-1315
Document Number	838-261
Book / Page	838 / 261
Instrument Date	Jan 28, 2021
Instrument	238
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WINTER ST, BRIDGEPORT, CT 06607-1625

Mortgage

Document Number	239
Date	Feb 4, 2021
Instrument	239

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Sep 19, 2017
Property Address	15 WINTER ST, DERBY, CT 06418-1315
Document Number	764-119
Book / Page	000764 / 000119
Transaction Type	Transfer
Record Updated	Nov 1, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WINTER ST DERBY CT 064181315, DERBY, CT 06418-1315

Mortgage

Document Number	764-121
Date	Sep 19, 2017
Book Page	000764/000121

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 15 Winter St was $9,482, up 24.4% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,482.00 (+24.37%)	$246,680 (+39.79%) Land $31,570 Building $215,110	$385,269 (+211.89%)
2025	$7,624.00	$176,470 Land $31,800 Building $144,670	$123,529 Land $22,260 Building $101,269
2024	$7,624.00 (+11.92%)
2023	$6,812.00 (+2.07%)	$176,470 (+2.06%) Land $31,710 Building $144,760
2022	$6,674.00	$172,900 Land $31,710 Building $141,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Winter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Winter St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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