15 Windsor Rd, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 15 Windsor Rd, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,284 sqft · built 1968
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Dec 2025)
Tax Bill	$11,152 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00035-15-00012`

Property Details

APN / Parcel Number

Primary APN	`21-00035-15-00012`
Alternative APNs	`2100035001500012` `014080`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Building Area	2,284 sqft Living Area
1st Floor Area	1,104 sqft
Upper Floors Area	1,444 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Built-in
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Patio Area	481 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014080
Street Address	15 WINDSOR RD
City	HOWELL
State	NJ
Zip	07731-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	SALEM HILL LAND LND OPINES
Legal Block	35.15
Legal Lot Number	12
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1006
Census Tract	811402

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 WINDSOR RD, HOWELL, NJ 07731-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed, Transfer · Conventional Mortgage SKYROCK MORTGAGE CORP
Sep 21, 2022	Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	2025100155
Deed Book / Page	9770 / 6532
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 15, 2025
Property Address	15 WINDSOR RD, HOWELL, NJ 07731-1716
Document Number	0097706532
Book / Page	9770 / 6532
Instrument Date	Dec 12, 2025
Instrument	2025100155
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,503.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 EDWARDS LN, MANALAPAN, NJ 07726-2904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WINDSOR RD, HOWELL, NJ 07731-1716

Mortgage

Document Number	2025100156
Date	Dec 15, 2025
Instrument	2025100156

Lender

Name	SKYROCK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 21, 2022
Property Address	15 WINDSOR RD, HOWELL, NJ 07731-1716
Document Number	0096165334
Book / Page	9616 / 5334
Instrument Date	Sep 12, 2022
Instrument	2022096242
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 WINDSOR RD, 15, HOWELL, NJ 07731-1716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WINDSOR RD, HOWELL, NJ 07731-1716

Mortgage

Document Number	2022096243
Date	Sep 21, 2022
Instrument	2022096243

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.79%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.79%
Index	Other
Margin	3
Max Rate	9.79%

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$705,500 (+8.87%) Land $415,800 Building $289,700	$705,500 (+8.87%) Land $415,800 Building $289,700
2025	$11,152.00 (+3.64%)	$648,000 (+18.23%) Land $360,800 Building $287,200	$648,000 (+18.23%) Land $360,800 Building $287,200
2024	$10,760.00 (+15.69%)
2023		$548,100 Land $250,800 Building $297,300	$548,100 Land $250,800 Building $297,300
2022	$9,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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