15 Winding Rd, Bedford, NH 03110 Property Records

Hillsborough County and Bedford Town property record for 15 Winding Rd, Bedford, NH 03110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,132 sqft · built 2003
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Sep 2007)
Tax Bill	$13,522 (2025)
Deeds & Mortgages	Aug 2022 Refinance Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BEDD M:39 B:46 L:57`

Property Details

APN / Parcel Number

Primary APN	`BEDD M:39 B:46 L:57`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,132 sqft Living Area
Gross Area	6,012 sqft
1st Floor Area	1,460 sqft
Basement Area	1,440 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 WINDING RD
City	BEDFORD
State	NH
Zip	03110-5655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	46
Legal Lot Number	57
Jurisdiction	BEDFORD TOWN NH
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4014
Census Tract	2901

Owner

15 Winding Rd is owned and occupied by two individuals who bought it in September 2007.

Source: Hillsborough County and Bedford Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 WINDING RD, BEDFORD, NH 03110-5655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRIANGLE CREDIT UNION
Jan 3, 2022	Deed of Trust, Mortgage · Line of Credit TRIANGLE CREDIT UNION
May 2, 2019	Deed of Trust, Mortgage · Line of Credit TRIANGLE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2007 · Amount on File
Deed Sale	Sep 27, 2007 · Amount on File
Prior Sale	Sep 15, 2003 · Amount on File
Deed Book / Page	7904 / 1949
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	15 WINDING RD, BEDFORD, NH 03110-5655
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09643-1603
Date	Aug 16, 2022
Book Page	9643/1603
Instrument	220038976

Lender

Name	TRIANGLE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	15 WINDING RD, BEDFORD, NH 03110-5655
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09574-2252
Date	Jan 3, 2022
Book Page	9574/2252
Instrument	220000232

Lender

Name	TRIANGLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	15 WINDING RD, BEDFORD, NH 03110-5655
Document Number	0091662106
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 WINDING RD BEDFORD NH 031105655, BEDFORD, NH 03110-5655

Mortgage

Document Number	0091662106
Date	May 9, 2019
Book Page	009166/002106
Instrument	9017655

Lender

Name	TRIANGLE CU
Type	Credit Union
Address	NASHUA, NH 03064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 8, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15 Winding Rd was $13,522, up 4.3% from the year before.

Source: Hillsborough County and Bedford Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,522.00 (+4.3%)	$820,000 (-) Land $319,600 Building $500,400
2024	$12,964.00 (+6.82%)	$820,000 (-) Land $319,600 Building $500,400
2023	$12,136.00 (+10.31%)	$820,000 (+31.18%) Land $319,600 Building $500,400	$811,300
2022	$11,002.00	$625,100 Land $236,600 Building $388,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Winding Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2004)
Most Recent Claim	Apr 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Winding Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT PRESERVE private · serves 965 people · EPA ID NH0192070
Water Source	Purchased groundwater from MERRIMACK VILLAGE DIST
Last State Inspection	Apr 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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