15 Wilson Way, Flat Rock, NC 28731 Property Records

Henderson County property record for 15 Wilson Way, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,891 sqft · built 1976
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Dec 2025)
Tax Bill	$1,882 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9586680856`

Property Details

APN / Parcel Number

Primary APN	`9586680856`
Alternative APNs	`00958668085655` `9946406`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,891 sqft Heated Area
1st Floor Area	960 sqft
Upper Floors Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Raised
Roof Type	Gambrel
Roof Material	Metal
Lot Area	54,450 sqft (1.25 acres)

Exterior Amenities

Porch	Slab
Porch Area	634 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9946406
Street Address	15 WILSON WAY
City	FLAT ROCK
State	NC
Zip	28731-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9946406~R2
Legal Description	#D LEONARD WILSON JR SD PL1992-1267
Legal Subdivision	LEONARD C JR & KAY L WILSON
Legal Block	68
Legal Lot Number	856
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1032
Census Tract	931401

Owner

15 Wilson Way is owned and occupied by two individuals who bought it in December 2025.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 WILSON WAY, FLAT ROCK, NC 28731-7729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Apr 6, 2018	Warranty Deed, Transfer SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Jun 7, 2022 · Amount on File
Deed Document Number	20251041386
Deed Book / Page	4373 / 383
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Dec 5, 2025
Property Address	15 WILSON WAY, FLAT ROCK, NC 28731-7729
Document Number	0043730383
Book / Page	4373 / 383
Map Reference	SL 1267
Instrument Date	Dec 3, 2025
Instrument	1001041386
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2834 ATLANTIC AVE, ATLANTIC CITY, NJ 08401-6346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WILSON WAY, FLAT ROCK, NC 28731-7729

Mortgage

Document Number	1001041387
Date	Dec 5, 2025
Instrument	1001041387

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jun 7, 2022
Property Address	15 WILSON WAY, FLAT ROCK, NC 28731-7729
Document Number	0039230223
Book / Page	3923 / 223
Map Reference	SL 1267
Instrument Date	Jun 2, 2022
Instrument	980975
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 PEACEFUL POND LN, 16, HENDERSONVILLE, NC 28792-8009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WILSON WAY, FLAT ROCK, NC 28731-7729

Mortgage

Document Number	0039230228
Date	Jun 7, 2022
Book Page	3923/228
Instrument	980977

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	15 WILSON WAY, FLAT ROCK, NC 28731-7729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030430507
Date	Apr 21, 2017
Book Page	3043/507

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 1, 2042

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 6, 2018
Property Address	15 WILSON WAY, FLAT ROCK, NC 28731-7729
Document Number	0031830468
Book / Page	003183 / 000468
Instrument Date	Apr 6, 2018
Instrument	881617
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	15 WILSON WAY FLAT ROCK NC 287317729, FLAT ROCK, NC 28731-7729

Mortgage

Document Number	31830471
Date	Apr 6, 2018
Book Page	003183/000471
Instrument	881618

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15 Wilson Way was $1,882.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,100 (+1.37%) Land $42,500 Building $297,600
2025	$1,882.00	$335,500 Land $42,500 Building $293,000
2024	$1,882.00
2023		$335,500 Land $42,500 Building $293,000	$340,100 Land $42,500 Building $297,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Wilson Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Wilson Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	50 / 10
Skyrunner Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6

May also be available: Optimum.

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