15 Willow St, Winterport, ME 04496 Property Records

Waldo County and Winterport Town property record for 15 Willow St, Winterport, ME 04496

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jan 2026)
Tax Bill	$6,160 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WTPT M:U03 L:189`

Property Details

APN / Parcel Number

Primary APN	`WTPT M:U03 L:189`
Alternative APN	`1646`

Exterior

Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Account Number	1646
Street Address	15 WILLOW ST
City	WINTERPORT
State	ME
Zip	04496-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	189
Jurisdiction	WINTERPORT ME
Township / Civil Division	WINTERPORT
Census Block Group	2
Census Block	2027
Census Tract	41000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winterport Historic District listed 1975 · 143 contributing resources · NRIS 75000112

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

15 Willow St is owned and occupied by two individuals who bought it in January 2026.

Source: Waldo County and Winterport Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 WILLOW ST, WINTERPORT, ME 04496-3203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage ACADIA FEDERAL CREDIT UNION
Jan 16, 2026	Quit Claim Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 11, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Jan 11, 2021 · Amount on File
Deed Document Number	2026363
Deed Book / Page	5191 / 16
Prior Transfer Date	Jan 15, 2026
Prior Transfer Doc	0005191/16
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTERPORT ME
Recording Date	Jun 15, 2026
Property Address	15 WILLOW ST, WINTERPORT, ME 04496-3203
Document Number	005235/235
Book / Page	5235 / 235
Instrument Date	Jun 2, 2026
Instrument	20264406
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WILLOW ST, WINTERPORT, ME 04496-3203

Mortgage

Document Number	0000004406,
Date	Jun 15, 2026
Book Page	5235/235
Instrument	20264406

Lender

Name	ACADIA FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTERPORT ME
Recording Date	Jan 16, 2026
Property Address	15 WILLOW ST, WINTERPORT, ME 04496-3203
Document Number	0005191/16
Book / Page	5191 / 16
Instrument Date	Jan 15, 2026
Instrument	2026363
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 WILLOW ST, WINTERPORT, ME 04496-3203

Mortgage

Document Number	0002026364
Date	Jan 16, 2026
Instrument	2026-364

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINTERPORT ME
Recording Date	Jan 11, 2021
Property Address	15 WILLOW ST, WINTERPORT, ME 04496-3203
Document Number	004595/188
Book / Page	4595 / 188
Instrument Date	Jan 7, 2021
Instrument	286
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PINE VIEW RD, WESTBROOK, ME 04092-4631

Mortgage

Document Number	0002021287
Date	Jan 11, 2021
Instrument	2021-287

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15 Willow St was $6,160, up 20.3% from the year before.

Source: Waldo County and Winterport Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Winterport Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,160.00 (+20.29%)	$385,000 (-) Land $16,700 Building $368,300
2024	$5,121.00	$385,000 Land $16,700 Building $368,300
2016	$3,394.00	$248,800 Land $13,000 Building $235,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Willow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Willow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERPORT WATER DISTRICT serves 763 people · EPA ID ME0091640
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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