15 William St, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 15 William St, Needham Heights, MA 02494

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 1,669 sqft · built 1982
Lot Size0.28 acres (12,197 sqft)
Owner2 Company Names on Record
Last Sale$2,000,000 (Aug 2023)
Tax Bill$20,107 (2025)
Deeds & MortgagesNov 2024 Mortgage
Jan 2024 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNM:0930001200380

Property Details

APN / Parcel Number

Primary APNM:0930001200380
Alternative APN
  • NEED M:093.0 B:0012 L:0038.0

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,669 sqft Living Area
Gross Area3,650 sqft
1st Floor Area1,669 sqft
Basement Area401 sqft
Unfinished Basement401 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address15 WILLIAM ST
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal Block12
Legal Lot Number38.0
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2009
Census Tract403502

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address15 WILLIAM ST, NEEDHAM HEIGHTS, MA 02494-1757
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2024Deed of Trust, Mortgage · ARM
CROSSCOUNTRY MORTGAGE INC
Jan 8, 2024Quit Claim Deed, Transfer
Quitclaim
Aug 16, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WASHINGTON TRUST MORTGAGE CO
Apr 25, 2019Deed of Trust, Mortgage · Balloon Mortgage
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleOct 27, 1989 · Amount on Record
Deed Document Number202352977
Deed Book / Page41361 / 542
Last Transfer DateJan 4, 2024
Transfer Doc041591-440
Record UpdatedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address15 WILLIAM ST, NEEDHAM, MA 02494-1757
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042114-462
DateNov 19, 2024
Book Page42114/462
Instrument76795
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.88%
Type Change DateDec 1, 2031
IndexOther
Margin3

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateJan 8, 2024
Property Address15 WILLIAM ST, NEEDHAM, MA 02494-1757
Document Number041591-440
Book / Page41591 / 440
Instrument DateJan 4, 2024
Instrument1337
Transaction TypeTransfer
Record UpdatedJan 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 WILLIAM ST, NEEDHAM, MA 02494-1757

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateAug 16, 2023
Property Address15 WILLIAM ST, NEEDHAM, MA 02494-1757
Document Number041361-542
Book / Page41361 / 542
Instrument DateAug 16, 2023
Instrument52977
Transaction TypeTransfer
Record UpdatedSep 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15 WILLIAM ST, NEEDHAM, MA 02494-1757

Mortgage

Document Number0000052978
DateAug 16, 2023
Instrument52978
Lender
NameWASHINGTON TRUST MORTGAGE CO
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.13%
Type Change DateAug 16, 2023
Max Rate At Change3%
Index1-Year CMT
Margin3

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address15 WILLIAM ST, NEEDHAM, MA 02494-1757
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36746-328
DateApr 25, 2019
Book Page36746/328
Instrument30024
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,107.00 (+33.04%)$1,896,900 (+63.67%) Land $749,700 Building $1,147,200$1,932,110 (+0.55%)
2024$1,921,565
2023$15,113.00$1,159,000 Land $515,000 Building $644,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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