15 White Ter, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 15 White Ter, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	2,282 sqft · built 1939
Lot Size	0.109 acres (4,748 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Mar 2013)
Tax Bill	$17,665 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-03602-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`16-03602-0000-00008`
Alternative APN	`1600462000000009`

Interior

Building Area	2,282 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	4,748 sqft (0.109 acres)
Lot Dimensions	95 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1600462000000009
Street Address	15 WHITE TER
City	NUTLEY
State	NJ
Zip	07110-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	50X95
Legal Block	3602
Legal Lot Number	8
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	1
Census Block	1017
Census Tract	13600

Owner

15 White Ter is owned and occupied by two individuals who acquired it in February 2016.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 WHITE TER, NUTLEY, NJ 07110-1939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2013 · Amount on File
Deed Sale	Mar 19, 2013 · Amount on File
Prior Sale	Jul 25, 2006 · Amount on File
Deed Book / Page	12423 / 998
Last Transfer Date	Feb 22, 2016
Transfer Doc	0000017234
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 WHITE TER, NUTLEY, NJ 07110-1939
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021056972
Date	May 5, 2021
Instrument	2021056972

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 WHITE TER, NUTLEY, NJ 07110-1939
Document Number	0000102132
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 WHITE TER NUTLEY NJ 071101939, NUTLEY, NJ 07110-1939

Mortgage

Document Number	0000102132
Date	Oct 25, 2019
Instrument	102132

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 WHITE TER, NUTLEY, NJ 07110-1939
Document Number	0000103694
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 WHITE TER NUTLEY NJ 071101939, NUTLEY, NJ 07110-1939

Mortgage

Document Number	0000103694
Date	Nov 29, 2017
Instrument	103694

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 WHITE TER, NUTLEY, NJ 07110-1939
Document Number	0000078652
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WHITE TER NUTLEY NJ 071101939, NUTLEY, NJ 07110-1939

Mortgage

Document Number	0000078652
Date	Sep 6, 2017
Instrument	78652

Lender

Name	CAPITAL ONE NA
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15 White Ter was $17,665, up 2.5% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,500 (-) Land $227,000 Building $427,500	$654,500 (-) Land $227,000 Building $427,500
2025	$17,665.00 (+2.55%)	$654,500 Land $227,000 Building $427,500	$654,500 Land $227,000 Building $427,500
2024	$17,226.00
2023		$654,500 Land $227,000 Building $427,500	$654,500 Land $227,000 Building $427,500
2022	$16,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 White Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2021–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 White Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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