15 Whispering Pines, Chadron, NE 69337 Property Records

Dawes County property record for 15 Whispering Pines, Chadron, NE 69337

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 2010
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jan 2020)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230001383`

Property Details

APN / Parcel Number

Primary APN	`230001383`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	40,075 sqft (0.92 acres)
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 WHISPERING PNES
City	CHADRON
State	NE
Zip	69337-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 15 A ADDITION: WHISPERING PINES
Legal Range	48
Legal Township	31
Legal Section	06
Legal Subdivision	ADDITION WHISPERING PINES
Legal Lot Number	15
Jurisdiction	DAWES NE
Township / Civil Division	07
Census Block Group	1
Census Block	1212
Census Tract	950600

Owner

15 Whispering Pines is owned and occupied by an individual who bought it in January 2020.

Source: Dawes County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 WHISPERING PNES, CHADRON, NE 69337-9362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jan 22, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on File
Deed Sale	Jan 22, 2020 · Amount on File
Prior Sale	Jun 30, 2014 · Amount on File
Deed Document Number	202060
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWES NE
Property Address	15 WHISPERING PNES, CHADRON, NE 69337-9362
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001312
Date	Dec 4, 2020
Instrument	2020-01312

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWES NE
Recording Date	Jan 22, 2020
Property Address	15 WHISPERING PNES, CHADRON, NE 69337-9362
Document Number	202000060
Instrument Date	Jan 20, 2020
Instrument	2020-00060
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ADAMS COUNTY ABSTRACT AND TITLE COMPANY, DAWES CNTY ABSTRACT & TTL CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202000061
Date	Jan 22, 2020
Instrument	2020-00061

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 Whispering Pines was $2,175.

Source: Dawes County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawes County
Unified School District	Chadron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,870 (+11.82%) Land $24,600 Building $214,270	$238,870 (+11.82%) Land $24,600 Building $214,270
2025	$2,175.00	$213,625 Land $22,000 Building $191,625	$213,625 Land $22,000 Building $191,625
2023	$2,812.00	$194,205 Land $20,000 Building $174,205	$194,205 Land $20,000 Building $174,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Whispering Pines in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Whispering Pines is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 43% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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