Warren County and Harmony Township property record for 15 Wester Rd, Phillipsburg, NJ 08865
| Property Type | Single Family Home |
|---|---|
| Details | 840 sqft · built 1977 |
| Lot Size | 2.06 acres (90,169 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Oct 2019) |
| Tax Bill | $4,163 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00025-0000-00017-03 |
| Primary APN | 10-00025-0000-00017-03 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Lot Area | 90,169 sqft |
| Old Parcel Number | 1000025000000017C |
|---|---|
| Street Address | 15 WESTER RD |
| City | PHILLIPSBURG |
| State | NJ |
| Zip | 08865-9315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: L 17.06 |
| Legal Block | 25 |
| Legal Lot Number | 17.3 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | HARMONY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 31800 |
15 Wester Rd is owned and occupied by two individuals who bought it in October 2019.
Source: Warren County and Harmony Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 WESTER RD, PHILLIPSBURG, NJ 08865-9315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Nov 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Oct 3, 2019 | Grant Deed, Transfer · FHA Mortgage INTERCONTINENTAL CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2019 · Amount on File |
| Deed Sale | Oct 3, 2019 · Amount on File |
| Prior Sale | Mar 24, 2006 · Amount on File |
| Deed Document Number | 2019517419 |
| Deed Book / Page | 3002 / 35 |
| Prior Transfer Date | Aug 18, 1999 |
| Prior Transfer Doc | 0000116890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 15 WESTER RD, PHILLIPSBURG, NJ 08865-9315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15 WESTER RD, PHILLIPSBURG, NJ 08865-9315 |
| Document Number | 007328/180 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 7328/180 |
| Instrument | 2022-575284 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 15 WESTER RD, PHILLIPSBURG, NJ 08865-9315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15 WESTER RD, PHILLIPSBURG, NJ 08865-9315 |
| Document Number | 007237/339 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 7237/339 |
| Instrument | 2021-566128 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Oct 3, 2019 |
| Property Address | 15 WESTER RD, PHILLIPSBURG, NJ 08865-9315 |
| Document Number | 0000517419 |
| Book / Page | 003002 / 000035 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 517419 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 WESTER RD PHILLIPSBURG NJ 088659315, PHILLIPSBURG, NJ 08865-9315 |
| Document Number | 517420 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 006765/000001 |
| Instrument | 517420 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2049 |
The 2025 property tax bill for 15 Wester Rd was $4,163, down 1.7% from the year before.
Source: Warren County and Harmony Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Harmony Township |
| Unified School District | Harmony Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,200 (-) Land $75,700 Building $80,500 | $156,200 (-) Land $75,700 Building $80,500 | |
| 2025 | $4,163.00 (-1.65%) | $156,200 Land $75,700 Building $80,500 | $156,200 Land $75,700 Building $80,500 |
| 2024 | $4,233.00 | ||
| 2023 | $156,200 Land $75,700 Building $80,500 | $156,200 Land $75,700 Building $80,500 | |
| 2022 | $3,929.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Wester Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1996–2023) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Wester Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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