15 Wave Crest Dr, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 15 Wave Crest Dr, Islip, NY 11751

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (May 1995)
Deeds & Mortgages	Nov 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`472889 397.-1-20`

Property Details

APN / Parcel Number

Primary APN	`472889 397.-1-20`
Alternative APNs	`0500-397.00-01.00-020.000` `288939700000010200000000` `472800830520` `604090`

Exterior

Lot Area	11,761 sqft (0.27 acres)
Lot Width	90 ft Width

Location & Zoning

Account Number	604090
Street Address	15 WAVE CREST DR
City	ISLIP
State	NY
Zip	11751-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	X2218982Y183361 T059H00000000
Legal Block	7000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1020
Census Tract	147402

Owner

Source: Suffolk County and Islip Town records · APN 472889 397.-1-20

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 WAVE CREST DR, ISLIP, NY 11751-4015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 1995 · Amount on Record
Deed Sale	May 30, 1995 · Amount on Record
Deed Book / Page	11727 / 95
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	15 WAVE CREST DR, ISLIP, NY 11751-4015
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0228730159
Date	Nov 14, 2017
Book Page	22873/159
Instrument	17-0200557

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Dec 01, 2030

Tax Assessment & Valuation

Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Islip Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2025	$55,700 (-) Land $13,800 Building $41,900
2024		$784,507 (+2.54%) Land $194,366 Building $590,141
2023	$55,700 Land $13,800 Building $41,900	$765,109 Land $189,560 Building $575,549

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	19 (1980–2023)
Claims Outside the SFHA	18 of 19
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 357 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.