15 Waterton Dr, Bear, DE 19701 Property Records

New Castle County property record for 15 Waterton Dr, Bear, DE 19701

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,821 sqft · built 2004
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Tax Bill$4,659 (2025)
Deeds & MortgagesJul 2021 Mortgage
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-019.00-254

Property Details

APN / Parcel Number

Primary APN12-019.00-254

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,821 sqft Living Area
1st Floor Area1,938 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialStucco
Roof TypeHip
Roof MaterialAsphalt
Lot Area22,651 sqft (0.52 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address15 WATERTON DR
CityBEAR
StateDE
Zip19701-4915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal SubdivisionRED LION CHASE PHASE 1
Legal Lot Number22
JurisdictionNEW CASTLE DE
Township / Civil DivisionRED LION
Census Block Group1
Census Block1002
Census Tract16401

Owner

15 Waterton Dr is owned and occupied by two individuals who acquired it in July 2021.

Source: New Castle County records, as of May 6, 2026

Owner of Record2 Individual Names on File
Mailing Address15 WATERTON DR, BEAR, DE 19701-4915
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 23, 2018Deed of Trust, Mortgage · Line of Credit
FULTON BANK NA
Mar 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2021
Deed SaleJul 30, 2021
Prior SaleJan 2, 2013 · Amount on File
Deed Document Number202188531
Prior Transfer DateMay 21, 2010
Prior Transfer Doc0000025751
Record UpdatedOct 29, 2026

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateJul 30, 2021
Property Address15 WATERTON DR, BEAR, DE 19701-4915
Document Number0000088531
Map ReferenceDOC 20031015-0132975
Instrument DateJul 22, 2021
Instrument20210730-0088531
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15 WATERTON DR, BEAR, DE 19701-4915

Mortgage

Document Number0000088535
DateJul 30, 2021
Instrument20210730-0088535
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address15 WATERTON DR, BEAR, DE 19701-4915
Transaction TypeMortgage
Record UpdatedMar 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015117
DateFeb 4, 2021
Instrument20210204-0015117
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address15 WATERTON DR, BEAR, DE 19701-4915
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018938
DateApr 23, 2018
Instrument20180423-0018938
Lender
NameFULTON BANK NA
TypeBank
AddressMIDDLETOWN, DE 19709
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address15 WATERTON DR, BEAR, DE 19701-4915
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019262
DateMar 9, 2020
Instrument20200309-0019262
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 Waterton Dr was $4,659.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictColonial School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,659.00$682,300 Land $131,900 Building $550,400
2024$722,070
2023$4,981.00$156,700 Land $16,500 Building $140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Waterton Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Waterton Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 78% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER DELAWARE, INC
private · serves 100,495 people · EPA ID DE0000564
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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