15 Washington St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 15 Washington St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,096 sqft · built 1900
Lot Size	0.116 acres (5,062 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jan 2021)
Tax Bill	$2,780 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12024 P:0053`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12024 P:0053`
Alternative APN	`120240053`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2011
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	5,062 sqft (0.116 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	120240053
Street Address	15 WASHINGTON ST
City	SPRINGFIELD
State	MA
Zip	01108-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4013
Census Tract	802601

Owner

15 Washington St is owned and occupied by an individual who bought it in January 2021.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 WASHINGTON ST, SPRINGFIELD, MA 01108-2738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 6, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on File
Deed Sale	Jan 6, 2021 · Amount on File
Prior Sale	Oct 19, 2015 · Amount on File
Deed Document Number	2021901
Deed Book / Page	23633 / 36
Prior Transfer Date	Dec 29, 2020
Prior Transfer Doc	23633-36
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	15 WASHINGTON ST, SPRINGFIELD, MA 01108-2738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22266-510
Date	Jul 16, 2018
Book Page	22266/510
Instrument	40745

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 6, 2021
Property Address	15 WASHINGTON ST, SPRINGFIELD, MA 01108-2738
Document Number	23633-36
Book / Page	23633 / 36
Instrument Date	Dec 29, 2020
Instrument	901
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 N PLEASANT ST APT 32, 32, AMHERST, MA 01002-1330

Mortgage

Document Number	902
Date	Jan 6, 2021
Instrument	902

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	15 WASHINGTON ST, SPRINGFIELD, MA 01108-2738
Document Number	21686-422
Book / Page	021686 / 000422
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21686-422
Date	May 19, 2017
Book Page	021686/000422
Instrument	27485

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15 Washington St was $2,780, up 6.4% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,780.00 (+6.35%)	$179,800 (+7.86%) Land $35,900 Building $143,900	$237,084 (+5.3%)
2025	$2,614.00	$166,700 Land $36,900 Building $129,800	$225,150 (-4.47%)
2024			$235,695
2023	$2,735.00	$160,400 Land $35,200 Building $125,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15 Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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