15 Warren Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 15 Warren Ave, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,743 sqft · built 1950
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Sep 2026)
Tax Bill	$4,484 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-0014-00`

Property Details

APN / Parcel Number

Primary APN	`1-0014-00`
Alternative APN	`CUMB M:053 B:1637 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,743 sqft Living Area
Gross Area	3,460 sqft
1st Floor Area	1,102 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,627 sqft (0.221 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1-0014-00
Street Address	15 WARREN AVE
City	CUMBERLAND
State	RI
Zip	02864-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	1637
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	4
Census Block	4003
Census Tract	11403

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 WARREN AVE, CUMBERLAND, RI 02864-2039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE
Jul 31, 2026	Warranty Deed, Transfer
Dec 31, 2021	Deed, Transfer · Stand-Alone First Mortgage NATIONS LENDING CORP
Nov 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Dec 31, 2021 · Amount on Record
Deed Document Number	2026156961
Deed Book / Page	2039 / 606
Transfer Doc	1708000939
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 11, 2026
Property Address	15 WARREN AVE, CUMBERLAND, RI 02864-2039
Document Number	0000156961
Book / Page	2039 / 606
Instrument Date	Sep 11, 2026
Instrument	2026156961
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WARREN AVE, CUMBERLAND, RI 02864-2039

Mortgage

Date	Sep 11, 2026

Lender

Name	ENVOY MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jul 31, 2026
Property Address	15 WARREN AVE, CUMBERLAND, RI 02864-2039
Document Number	0000156298
Book / Page	2036 / 369
Instrument Date	Jul 30, 2026
Instrument	2026156298
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WARREN AVE, CUMBERLAND, RI 02864-2039

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Dec 31, 2021
Property Address	15 WARREN AVE, CUMBERLAND, RI 02864-2039
Document Number	001918-333
Book / Page	1918 / 333
Instrument Date	Dec 31, 2021
Instrument	130212
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 WARREN AVE, CUMBERLAND, RI 02864-2039

Mortgage

Document Number	0000130213
Date	Dec 31, 2021
Instrument	130213

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	15 WARREN AVE, CUMBERLAND, RI 02864-2039
Document Number	1759-695
Book / Page	001759 / 000695
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15 WARREN AVE CUMBERLAND RI 028642039, CUMBERLAND, RI 02864-2039

Mortgage

Document Number	1759-695
Date	Nov 27, 2017
Book Page	001759/000695

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,484.00 (+2.66%)	$448,000 (+25.84%) Land $201,600 Building $246,400	$478,078
2025	$4,368.00 (+5.58%)	$356,000 (-) Land $130,800 Building $225,200
2023	$4,137.00 (+0.22%)	$356,000 (+29.27%) Land $130,800 Building $225,200
2022	$4,128.00	$275,400 Land $102,700 Building $172,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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