15 Ward St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 15 Ward St, Bloomfield, NJ 07003

Property Summary

Property Type	Commercial
Details	built 1930
Lot Size	0.108 acres (4,691 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 1999)
Tax Bill	$29,119 (2025)
Deeds & Mortgages	Nov 2019 Refinance
Flood Zone	Zone AE (high risk)
APN	`02-00226-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`02-00226-0000-00003`
Alternative APN	`020022600003`

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	4,691 sqft (0.108 acres)
Lot Dimensions	92 ft deep x 51 ft wide

Location & Zoning

Old Parcel Number	020022600003
Street Address	15 WARD ST
City	BLOOMFIELD
State	NJ
Zip	07003-2517
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	BCR2
Legal Description	51 X 92
Legal Block	226
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4007
Census Tract	15400

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 CHARLES ST, CLIFTON, NJ 07013-3853
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 1999 · Amount on Record
Deed Sale	May 27, 1999 · Amount on Record
Deed Book / Page	5618 / 165
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 WARD ST, BLOOMFIELD, NJ 07003-2517
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107924
Date	Nov 15, 2019
Instrument	2019107924

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$788,700 (-) Land $164,200 Building $624,500	$788,700 (-) Land $164,200 Building $624,500
2025	$29,119.00 (+2.87%)	$788,700 (-) Land $164,200 Building $624,500	$788,700 (-) Land $164,200 Building $624,500
2024	$28,306.00 (+5.84%)
2023		$788,700 Land $164,200 Building $624,500	$788,700 Land $164,200 Building $624,500
2022	$26,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	25 (1978–2021)
Claims Outside the SFHA	13 of 25
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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