15 Walnut Ter, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 15 Walnut Ter, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,054 sqft · built 1910
Lot Size	0.112 acres (4,883 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Feb 2019)
Tax Bill	$12,815 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00455-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`02-00455-0000-00004`
Alternative APN	`020045500004`

Interior

Stories	1 Story
Building Area	2,054 sqft Living Area
1st Floor Area	2,054 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	4,883 sqft (0.112 acres)
Lot Dimensions	148 ft deep x 33 ft wide

Location & Zoning

Old Parcel Number	020045500004
Street Address	15 WALNUT TER
City	BLOOMFIELD
State	NJ
Zip	07003-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	33 X 148
Legal Subdivision	I
Legal Block	455
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4007
Census Tract	15500

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 WALNUT TER, BLOOMFIELD, NJ 07003-5025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Feb 7, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU
Mar 23, 2018	Trustee's Deed, Foreclosure NOT AVAILABLE
May 9, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LENDINGHOME FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2019 · Amount on Record
Deed Sale	Feb 7, 2019 · Amount on Record
Prior Sale	Sep 15, 2004 · Amount on Record
Deed Document Number	201911744
Prior Transfer Date	Nov 7, 2008
Prior Transfer Doc	0008104843
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 WALNUT TER, BLOOMFIELD, NJ 07003-5025
Document Number	0000001854
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	EXPERT TITLE COMPANY, EXPERT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 WALNUT TER BLOOMFIELD NJ 070035025, BLOOMFIELD, NJ 07003-5025

Mortgage

Document Number	0000001854
Date	Jan 7, 2021
Instrument	1854

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 6, 2041

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 7, 2019
Property Address	15 WALNUT TER, BLOOMFIELD, NJ 07003-5025
Document Number	0000011744
Instrument Date	Jan 15, 2019
Instrument	11744
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 WALNUT TER BLOOMFIELD NJ 070035025, BLOOMFIELD, NJ 07003-5025

Mortgage

Document Number	11752
Date	Feb 7, 2019
Instrument	11752

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2049

Interest

Rate Type	Adjustable Rate

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 23, 2018
Property Address	15 WALNUT TER, BLOOMFIELD, NJ 07003-5025
Document Number	0000025355
Instrument Date	Mar 13, 2018
Instrument	25355
Transaction Type	Foreclosure
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$193.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17 EAGLE RD EDISON NJ 088202763, EDISON, NJ 08820-2763

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	May 9, 2018
Property Address	15 WALNUT TER, BLOOMFIELD, NJ 07003-5025
Instrument Date	Mar 6, 2018
Instrument	40406
Transaction Type	Construction Loan
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17 EAGLE RD EDISON NJ 088202763, EDISON, NJ 08820-2763

Mortgage

Document Number	0000040406
Date	May 9, 2018
Instrument	40406

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,300 (-) Land $107,700 Building $259,600	$367,300 (-) Land $107,700 Building $259,600
2025	$12,815.00 (+2.87%)	$367,300 (-) Land $107,700 Building $259,600	$367,300 (-) Land $107,700 Building $259,600
2024	$12,458.00 (+5.94%)
2023		$367,300 Land $107,700 Building $259,600	$367,300 Land $107,700 Building $259,600
2022	$11,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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