15 Wagon Shed Ln, Middletown, MD 21769 Property Records

Frederick County property record for 15 Wagon Shed Ln, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,914 sqft · built 2009
Lot Size	0.286 acres (12,455 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Oct 2025)
Tax Bill	$8,701 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-170659`

Property Details

APN / Parcel Number

Primary APN	`03-170659`
Alternative APN	`170659`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,914 sqft Living Area
Gross Area	5,354 sqft
1st Floor Area	1,946 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,455 sqft (0.286 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	400 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	170659
Street Address	15 WAGON SHED LN
City	MIDDLETOWN
State	MD
Zip	21769-7754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 160 PL 2 SECT 5 12,455 SQ. FT. GLENBROOK
Legal Subdivision	GLENBROOK SEC 5 2
Legal Lot Number	160
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	3
Census Block	3005
Census Tract	752603

Owner

15 Wagon Shed Ln is owned and occupied by two individuals who bought it in October 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 WAGON SHED LN, MIDDLETOWN, MD 21769-7754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC
Oct 10, 2025	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 31, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	May 31, 2022 · Amount on File
Deed Book / Page	17553 / 471
Prior Transfer Date	Jul 23, 2010
Prior Transfer Doc	0079290269
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	15 WAGON SHED LN, MIDDLETOWN, MD 21769-7754
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WAGON SHED LN, MIDDLETOWN, MD 21769-7754

Mortgage

Document Number	0165400001
Date	Jul 31, 2023
Book Page	16540/1

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	15 WAGON SHED LN, MIDDLETOWN, MD 21769-7754
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0173850468
Date	Jun 13, 2025
Book Page	17385/468

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	6 Months
Due	Dec 3, 2025

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 10, 2025
Property Address	15 WAGON SHED LN, MIDDLETOWN, MD 21769-7754
Document Number	0175530471
Book / Page	17553 / 471
Map Reference	MB 83 PL 107
Instrument Date	Oct 7, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	LANDS ABSTRACTS LLC, LAND ABSTRACT & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 WAGON SHED LN, MIDDLETOWN, MD 21769-7754

Mortgage

Document Number	0017553478
Date	Oct 10, 2025
Instrument	17553/478

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	15 WAGON SHED LN, MIDDLETOWN, MD 21769-7754
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134330139
Date	Dec 31, 2019
Book Page	13433/0139

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 31, 2022
Property Address	15 WAGON SHED LN, MIDDLETOWN, MD 21769-7754
Document Number	0159520164
Book / Page	15952 / 164
Map Reference	MB 83 PL 107
Instrument Date	May 12, 2022
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 WAGON SHED LN, MIDDLETOWN, MD 21769-7754

Tax Assessment & Valuation

The 2025 property tax bill for 15 Wagon Shed Ln was $8,701.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$704,400 (+8.81%) Land $134,000 Building $570,400	$704,400 (-) Land $134,000 Building $570,400
2025	$8,701.00 Homeowner's exemption	$647,367	$704,400 Land $134,000 Building $570,400
2023	$7,575.00	$533,300 Land $108,300 Building $425,000	$533,300 Land $108,300 Building $425,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Wagon Shed Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Wagon Shed Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, Verizon.

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