15 W Saddle River Rd, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 15 W Saddle River Rd, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	2,049 sqft · built 1973
Lot Size	0.369 acres (16,091 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (Oct 2017)
Tax Bill	$14,938 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00073-07-00027`

Property Details

APN / Parcel Number

Primary APN	`64-00073-07-00027`
Alternative APNs	`6400073000700027` `6400073G00027`

Interior

Stories	1 Story
Building Area	2,049 sqft Living Area
1st Floor Area	2,049 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Frame
Lot Area	16,091 sqft (0.369 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	6400073G00027
Street Address	15 W SADDLE RIVER RD
City	WALDWICK
State	NJ
Zip	07463-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16089 SF
Legal Subdivision	RUSTIC MANOR SEC 1
Legal Block	73.07
Legal Lot Number	27
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	1
Census Block	1000
Census Tract	56100

Owner

15 W Saddle River Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 W SADDLE RIVER RD, WALDWICK, NJ 07463-2421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 25, 2017	Grant Deed, Transfer · Conventional with PMI TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Deed Document Number	201717-080427
Deed Book / Page	2764 / 1453
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	15 W SADDLE RIVER RD, WALDWICK, NJ 07463-2421
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	BRIDGEVIEW ABSTRACT, BRIDGEVIEW ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042561178
Date	Jul 7, 2021
Book Page	4256/1178
Instrument	2021108836

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 25, 2017
Property Address	15 W SADDLE RIVER RD, WALDWICK, NJ 07463-2421
Document Number	0027641453
Book / Page	002764 / 001453
Instrument Date	Sep 25, 2017
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 W PROSPECT ST WALDWICK NJ 07463, WALDWICK, NJ 07463

Mortgage

Document Number	27641459
Date	Oct 25, 2017
Book Page	002764/001459

Lender

Name	TIAA FSB
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,900 (-) Land $360,100 Building $290,800	$650,900 (-) Land $360,100 Building $290,800
2025	$14,938.00 (+3.66%)	$650,900 (+26.78%) Land $360,100 Building $290,800	$650,900 (+26.78%) Land $360,100 Building $290,800
2024	$14,410.00 (-1.44%)
2023		$513,400 Land $321,500 Building $191,900	$513,400 Land $321,500 Building $191,900
2022	$14,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 W Saddle River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 W Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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