15 W 2nd St, Oneida, NY 13421 Property Records

Oneida County and Vernon Town property record for 15 W 2nd St, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1825
Lot Size	0.363 acres (15,840 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Apr 2022)
Tax Bill	$3,445 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`306001 321.015-1-3`

Property Details

APN / Parcel Number

Primary APN	`306001 321.015-1-3`
Alternative APNs	`600132101500010030000000` `020540`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1825
Effective Year Built	Effective 1825
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	15,840 sqft (0.363 acres)
Lot Dimensions	264 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	020540
Street Address	15 W 2ND ST
City	ONEIDA
State	NY
Zip	13421-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	HOUSE
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	ONEIDA NY
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1027
Census Tract	24900

Owner

15 W 2nd St is owned and occupied by an individual who bought it in April 2022.

Source: Oneida County and Vernon Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 W 2ND ST, ONEIDA, NY 13421-2537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Deed Document Number	20226418
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Apr 26, 2022
Property Address	15 W 2ND ST, ONEIDA, NY 13421-2537
Document Number	0000006418
Instrument Date	Apr 20, 2022
Instrument	2022-006418
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 MAIN ST, WHITESBORO, NY 13492-1228

Mortgage

Document Number	0000006419
Date	Apr 26, 2022
Instrument	2022-006419

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 15 W 2nd St was $3,445, up 2% from the year before.

Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Vernon Town
Municipality	Oneida Castle Village
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,445.00 (+2.04%)
2025	$3,376.00	$61,000 Land $3,100 Building $57,900	$140,230 Land $7,126 Building $133,104
2023		$61,000 (-) Land $3,100 Building $57,900	$128,421 (+9.47%) Land $6,526 Building $121,895
2022	$685.00	$61,000 Land $3,100 Building $57,900	$117,308 Land $5,962 Building $111,346

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 W 2nd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2011–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 W 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20