15 Vincent Ave, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 15 Vincent Ave, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,764 sqft · built 1982
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Sep 2018)
Tax Bill	$6,363 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`OSAY M:020 B:097 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:020 B:097 L`
Alternative APN	`282900`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,844 sqft
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	282900
Street Address	15 VINCENT AVE
City	OLD SAYBROOK
State	CT
Zip	06475-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	97
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1030
Census Tract	670100

Owner

15 Vincent Ave is owned and occupied by an individual who bought it in September 2018.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	15 VINCENT AVE, OLD SAYBROOK, CT 06475-1924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on File
Deed Sale	Sep 5, 2018 · Amount on File
Prior Sale	Apr 3, 2014 · Amount on File
Deed Book / Page	635 / 867
Transfer Doc	568-421
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	15 VINCENT AVE, OLD SAYBROOK, CT 06475-1924
Document Number	645-203
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 VINCENT AVE OLD SAYBROOK CT 064751924, OLD SAYBROOK, CT 06475-1924

Mortgage

Document Number	645-203
Date	Oct 23, 2019
Book Page	000645/000203

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Sep 5, 2018
Property Address	15 VINCENT AVE, OLD SAYBROOK, CT 06475-1924
Document Number	635-867
Book / Page	000635 / 000867
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 FULTON ST #409 NEW YORK CT, 409, NEW YORK, CT

Mortgage

Document Number	635-870
Date	Sep 5, 2018
Book Page	000635/000870

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15 Vincent Ave was $6,363.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,363.00	$410,500 Land $175,900 Building $234,600	$287,350 Land $123,130 Building $164,220
2024	$6,363.00 (+10.3%)
2023	$5,769.00 (+1.84%)	$282,100 (-) Land $106,000 Building $176,100
2022	$5,665.00	$282,100 Land $106,000 Building $176,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Vincent Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Vincent Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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