15 Vernon Dr, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 15 Vernon Dr, Carmel, NY 10512

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,368 sqft · built 1933
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Tax Bill$7,566 (2024)
Deeds & MortgagesNov 2018 Line of Credit
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN372200 33.35-2-27

Property Details

APN / Parcel Number

Primary APN372200 33.35-2-27
Alternative APNs
  • 220003303500020270000000
  • 030400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,368 sqft Living Area
Gross Area1,468 sqft
1st Floor Area912 sqft
Upper Floors Area456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions100 ft deep x 260 ft wide
View / LotWaterfront
Garage TypeBasement
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelOil
SewerConnected

Location & Zoning

Account Number030400
Street Address15 VERNON DR
CityCARMEL
StateNY
Zip10512-6646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block2
Legal Lot Number27.00
JurisdictionPUTNAM NY
Township / Civil DivisionKENT
Census Block Group2
Census Block2021
Census Tract10300

Owner

Source: Putnam County and Kent Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address90 CRYSTAL RUN RD, 406, MIDDLETOWN, NY 10941-7104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2018Deed of Trust, Mortgage · Line of Credit
PEOPLES UNITED BANK
May 9, 2018Quit Claim Deed, Transfer
RECORD AND RETURN TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 25, 2018
Transfer Doc0020780125
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address15 VERNON DR, CARMEL, NY 10512-6646
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068680019
DateNov 6, 2018
Book Page6868/019
Instrument1603040
Lender
NamePEOPLES UNITED BANK
TypeBank
AddressBRIDGEPORT, CT 06604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term350 Months
DueJan 20, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM NY
Recording DateMay 9, 2018
Property Address15 VERNON DR, CARMEL, NY 10512-6646
Document Number0020780125
Book / Page002078 / 000125
Instrument DateApr 25, 2018
Instrument1501232
Transaction TypeTransfer
Record UpdatedMay 24, 2018
Title CompanyRECORD AND RETURN TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 VERNON DR CARMEL NY 105126646, CARMEL, NY 10512-6646

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionKent Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$360,000 (+115.7%) Land $69,600 Building $290,400$360,000 (+48.4%) Land $69,600 Building $290,400
2024$7,566.00$166,900 (-) Land $24,000 Building $142,900$242,587 (-)
2023$166,900 (-) Land $24,000 Building $142,900$242,587 (+21.66%) Land $34,884 Building $207,703
2022$166,900 Land $24,000 Building $142,900$199,403 Land $28,674 Building $170,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT APARTMENTS
private · serves 56 people · EPA ID NY3903713
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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