Plymouth County and Wareham Town property record for 15 Vernal St, Wareham, MA 02571
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 957 sqft · built 1950 |
| Lot Size | 0.089 acres (3,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (May 2025) |
| Tax Bill | $2,640 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance May 2025 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | WARE M:0050D B:000 L:00262 |
| Primary APN | WARE M:0050D B:000 L:00262 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 957 sqft Living Area |
| Gross Area | 1,956 sqft |
| Basement Area | 957 sqft |
| Unfinished Basement | 957 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,875 sqft (0.089 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 15 VERNAL ST |
|---|---|
| City | WAREHAM |
| State | MA |
| Zip | 02571-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Lot Number | 262 |
| Jurisdiction | WAREHAM MA |
| Township / Civil Division | WAREHAM |
| Census Block Group | 5 |
| Census Block | 5026 |
| Census Tract | 545400 |
15 Vernal St is owned by an individual who bought it in May 2025.
Source: Plymouth County and Wareham Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3040 FALMOUTH RD, B3, OSTERVILLE, MA 02655-1201 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PS FUNDING INC |
| May 1, 2025 | Quit Claim Deed, Transfer |
| Apr 12, 2021 | Quit Claim Deed, Transfer · Commercial Mortgage SIGNATURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2025 · Amount on File |
| Deed Sale | May 1, 2025 · Amount on File |
| Prior Sale | Apr 12, 2021 · Amount on File |
| Deed Book / Page | 59911 / 136 |
| Prior Transfer Date | Apr 30, 2025 |
| Prior Transfer Doc | 059911-136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAREHAM MA |
| Property Address | 15 VERNAL ST, WAREHAM, MA 02571-2730 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 055432-202 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 55432/202 |
| Instrument | 89260 |
| Name | PS FUNDING INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAREHAM MA |
| Recording Date | May 1, 2025 |
| Property Address | 15 VERNAL ST, WAREHAM, MA 02571-2730 |
| Document Number | 059911-136 |
| Book / Page | 59911 / 136 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 26299 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3040 FALMOUTH RD APT B3, B3, OSTERVILLE, MA 02655-1201 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAREHAM MA |
| Recording Date | Apr 12, 2021 |
| Property Address | 15 VERNAL ST, WAREHAM, MA 02571-2730 |
| Document Number | 54773-175 |
| Book / Page | 54773 / 175 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 42037 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 238, SANDWICH, MA 02563-0238 |
| Document Number | 42039 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 42039 |
| Name | SIGNATURE LENDING LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 15 Vernal St was $2,640, down 14.5% from the year before.
Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Plymouth County |
| County Subdivision | Wareham Town |
| Unified School District | Wareham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,640.00 (-14.48%) | $308,400 (+4.08%) Land $109,800 Building $198,600 | $391,787 (+56.27%) |
| 2025 | $3,087.00 (+2.73%) | $296,300 (+10.72%) Land $109,800 Building $186,500 | $250,705 |
| 2024 | $3,005.00 (+4.34%) | $267,600 (+11.78%) Land $82,900 Building $184,700 | |
| 2023 | $2,880.00 | $239,400 Land $75,300 Building $164,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Vernal St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 231 policies |
| Nearby Flood Policies | 231 in force |
| Nearby Flood Claims | 253 (1978–2018) |
| Claims Outside the SFHA | 6 of 253 |
| Most Recent Claim | Jan 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Vernal St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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