15 Vandine St, Cambridge, MA 02141 Property Records

Middlesex County and Cambridge City property record for 15 Vandine St, Cambridge, MA 02141

Property Summary

Property Type	Apartments (5+ Units)
Details	2,730 sqft · built 1900
Lot Size	0.047 acres (2,051 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Jan 2021)
Tax Bill	$10,824 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-192`

Property Details

APN / Parcel Number

Primary APN	`40-192`
Alternative APN	`CAMB M:00040 L:00192`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,730 sqft Living Area
Gross Area	4,155 sqft
1st Floor Area	1,365 sqft
Basement Area	1,365 sqft
Unfinished Basement	1,365 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	2,051 sqft (0.047 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Street Address	15 VANDINE ST
City	CAMBRIDGE
State	MA
Zip	02141-1925
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C-1
Legal Lot Number	192
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1003
Census Tract	352600

Owner

15 Vandine St, a residential property, is owned and occupied by two individuals who bought it in January 2021.

Source: Middlesex County and Cambridge City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 VANDINE ST, CAMBRIDGE, MA 02141-1925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit NAVEO CREDIT UNION
Jan 22, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on File
Deed Sale	Jan 22, 2021 · Amount on File
Prior Sale	Mar 2, 2015 · Amount on File
Deed Book / Page	76755 / 506
Prior Transfer Date	Jan 21, 2021
Prior Transfer Doc	076755-506
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	15 VANDINE ST, CAMBRIDGE, MA 02141-1925
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082689-507
Date	Apr 23, 2024
Book Page	82689/507
Instrument	40242

Lender

Name	NAVEO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

Interest

Rate Type	Adjustable Rate

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Jan 22, 2021
Property Address	15 VANDINE ST, CAMBRIDGE, MA 02141-1925
Document Number	76755-506
Book / Page	76755 / 506
Instrument Date	Jan 21, 2021
Instrument	15001
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15 VANDINE ST, CAMBRIDGE, MA 02141-1925

Mortgage

Document Number	15002
Date	Jan 22, 2021
Instrument	15002

Lender

Name	FIRST SB

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15 Vandine St was $10,824, up 6.7% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,824.00 (+6.68%)	$1,704,500 (-0.55%) Land $896,000 Building $808,500
2024	$10,146.00 (+2%)	$1,713,900 (+0.97%) Land $916,000 Building $797,900
2023	$9,947.00	$1,697,400 Land $916,000 Building $781,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Vandine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Vandine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry.

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