15 Valley Ln, Elgin, AZ 85611 Property Records

Santa Cruz County property record for 15 Valley Ln, Elgin, AZ 85611

Property Summary

Property Type	Single Family Home
Details	2,029 sqft · built 2004
Lot Size	9.54 acres (415,562 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (Jul 2020)
Tax Bill	$5,939 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108-06-014`

Property Details

APN / Parcel Number

Primary APN	`108-06-014`
Alternative APNs	`R000009620` `1080601402`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	2,029 sqft Living Area
Gross Area	2,797 sqft
1st Floor Area	2,029 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	415,562 sqft (9.54 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	863 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	R000009620
Street Address	15 VALLEY LN
City	ELGIN
State	AZ
Zip	85611-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB SUNSET KNOLLS RANCH ESTATES 2ND ADDITION LOTS 17 AND 18
Legal Range	17E
Legal Township	21S
Legal Section	13
Legal Subdivision	SUB SUNSET KNOLLS RANCH ESTATES
Legal Block	2
Legal Lot Number	17,18
Jurisdiction	SANTA CRUZ AZ
Township / Civil Division	PATAGONIA
Census Block Group	2
Census Block	2019
Census Tract	966000

Owner

Source: Santa Cruz County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7881 N PATRICK HENRY PL, TUCSON, AZ 85741-1526
Owner Type	Individual
Vesting	Joint Venture

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage SUNSTREET MORTGAGE LLC
Jan 17, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Jan 15, 2008 · Amount on Record
Deed Document Number	20204224
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA CRUZ AZ
Recording Date	Jul 20, 2020
Property Address	15 VALLEY LN, ELGIN, AZ 85611-1401
Document Number	0000004224
Map Reference	MB 2 PG 54
Instrument Date	Jul 16, 2020
Instrument	2020-04224
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 611, SONOITA, AZ 85637-0611

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	7881 N PATRICK HENRY PL, TUCSON, AZ 85741-1526

Mortgage

Document Number	0000004225
Date	Jul 20, 2020
Instrument	2020-04225

Lender

Name	SUNSTREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ AZ
Property Address	15 VALLEY LN, ELGIN, AZ 85611-1401
Document Number	0000000507
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Feb 10, 2017
Title Company	UNITED LENDER SERVICES CORPORATION, UNITED LENDER SVCS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 611 SONOITA AZ 856370611, SONOITA, AZ 85637-0611

Mortgage

Document Number	0000000507
Date	Jan 26, 2017
Instrument	507

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Santa Cruz County
Secondary School District	Patagonia Union High School District (09 - 12)
Elementary School District	Sonoita Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$519,761 (+15.56%) Land $40,068 Building $479,693
2025	$5,939.00 (+12.63%)
2023		$44,979 (+15.02%) Land $4,007 Building $40,972	$449,788 (+15.02%) Land $40,068 Building $409,720
2022	$5,273.00	$39,104 Land $4,007 Building $35,097	$391,040 Land $40,068 Building $350,972

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1998–2004)
Most Recent Claim	Aug 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Bluespan Wireless, T-Mobile, Tristate Wi-Fi by Wi-Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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