15 Valencia Ct, Windsor, CA 95492 Property Records

Sonoma County property record for 15 Valencia Ct, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,947 sqft · built 1989
Lot Size	0.158 acres (6,885 sqft)
Owner	Company Name on Record
Last Sale	$238,000 (Apr 1998)
Tax Bill	$4,705 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`162-031-035-000`

Property Details

APN / Parcel Number

Primary APN	`162-031-035-000`
Alternative APN	`162-031-035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,947 sqft Living Area
1st Floor Area	1,149 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,885 sqft (0.158 acres)
Garage Area	446 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	162-031-035
Street Address	15 VALENCIA CT
City	WINDSOR
State	CA
Zip	95492-8316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	91 FM 65-674-35 # CHG PER MD
Legal Subdivision	FOOTHILL OAKS UNIT #3
Legal Tract	827
Legal Block	2
Legal Lot Number	20
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2011
Census Tract	153807

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	15 VALENCIA CT, WINDSOR, CA 95492-8316
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 1998 · Amount on Record
Deed Sale	Apr 23, 1998 · Amount on Record
Deed Document Number	199842497
Last Transfer Date	Oct 10, 2005
Transfer Doc	0000153795
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	15 VALENCIA CT, WINDSOR, CA 95492-8316
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 VALENCIA CT, WINDSOR, CA 95492-8316

Mortgage

Document Number	0000009251
Date	Feb 27, 2026
Instrument	2026009251

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	15 VALENCIA CT, WINDSOR, CA 95492-8316
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	L5VALENCIA COURT, WINDSOR, CA 95492

Mortgage

Document Number	0000012863
Date	Feb 3, 2021
Instrument	2021012863

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	15 VALENCIA CT, WINDSOR, CA 95492-8316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023287
Date	Mar 27, 2020
Instrument	2020023287

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	15 VALENCIA CT, WINDSOR, CA 95492-8316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031976
Date	May 14, 2019
Instrument	2019031976

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	15 VALENCIA CT, WINDSOR, CA 95492-8316
Document Number	0000075578
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15 VALENCIA CT WINDSOR CA 954928316, WINDSOR, CA 95492-8316

Mortgage

Document Number	0000075578
Date	Oct 31, 2018
Instrument	75578

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$387,606 (+2%) Land $113,997 Building $273,609
2025	$4,705.00 (+4.21%) Homeowner's exemption	$380,007 (+4.04%) Land $111,762 Building $268,245
2023	$4,515.00 (+1.8%) Homeowner's exemption	$365,253 Land $107,423 Building $257,830
2022	$4,435.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–1997)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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