15 Ulmaceal Path, Palm Coast, FL 32164 Property Records

Flagler County property record for 15 Ulmaceal Path, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,814 sqft · built 2014
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (Jun 2020)
Tax Bill	$3,604 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7057-00240-0110`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7057-00240-0110`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,814 sqft Living Area
Gross Area	2,617 sqft
1st Floor Area	1,814 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,280 sqft (0.236 acres)
Driveway	Concrete Driveway
Driveway Area	510 sqft
Pool Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 ULMACEAL PATH
City	PALM COAST
State	FL
Zip	32164-5914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 57 BLK 24 LOT 11 OR 193 PG 656 OR 622 PG 168 OR 1032/1994 OR 1397/1477 OR 2008/96 OR 2015/442 OR 2066/12 OR 2106/621 OR 2451/1803
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	24
Legal Lot Number	11
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1005
Census Tract	60208

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 ULMACEAL PATH, PALM COAST, FL 32164-5914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2020 · Amount on Record
Deed Sale	Jun 23, 2020 · Amount on Record
Prior Sale	Jun 23, 2020 · Amount on Record
Deed Document Number	202023318
Deed Book / Page	2451 / 1803
Prior Transfer Date	Jan 6, 2016
Prior Transfer Doc	0021060621
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 23, 2020
Property Address	15 ULMACEAL PATH, PALM COAST, FL 32164-5914
Document Number	0024511803
Book / Page	002451 / 001803
Instrument Date	Jun 17, 2020
Instrument	23318
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	TRULY YOURS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2107 LCONI DR HANFORD CA 93230, HANFORD, CA 93230

Mortgage

Document Number	24511805
Date	Jun 23, 2020
Book Page	002451/001805
Instrument	23319

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 22, 2035

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,604.00 (+2.47%) Homeowner's exemption	$241,453 (+5.99%)	$277,880 (-1.61%) Land $52,000 Building $225,880
2024	$3,517.00 (+2.57%)
2023	$3,429.00 (+2.73%) Homeowner's exemption	$227,813 (+4.44%)	$282,414 (+3.42%) Land $44,500 Building $237,914
2022	$3,338.00 Homeowner's exemption	$218,134	$273,071 Land $45,500 Building $227,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	6 (2009–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20